340 Whispering Hills Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 340 Whispering Hills Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 720 sqft · built 2020
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Nov 2024)
Tax Bill	$817 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100513233000`

Property Details

APN / Parcel Number

Primary APN	`455100513233000`
Alternative APNs	`53765` `54501`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	720 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	70,567 sqft (1.62 acres)
Lot Width	30 ft Width
Porch	Porch
Porch Area	24 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	54501
Street Address	340 WHISPERING HILLS RD
City	MURPHY
State	NC
Zip	28906-3198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 206 WHISPERING HILLS 1670/1011
Legal Lot Number	206
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 WHISPERING HILLS RD, MURPHY, NC 28906-3198
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	5726
Deed Book / Page	1768 / 365
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 25, 2021
Property Address	340 WHISPERING HILLS RD, MURPHY, NC 28906
Document Number	01670/1011
Book / Page	1670 / 1011
Instrument Date	Jan 21, 2021
Instrument	553
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 ANDREWS RD, MURPHY, NC 28906-2894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 SW 5TH ST, CORAL GABLES, FL 33134-1946

Mortgage

Document Number	0016701015
Date	Jan 25, 2021
Instrument	1670/1015

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00	$111,540 (-)	$111,540 (-) Land $15,000 Building $96,540
2023		$111,540	$111,540 Land $15,000 Building $96,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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