Cherokee County property record for 305 Whispering Hills Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 932 sqft · built 2021 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455100516025000 |
| Primary APN | 455100516025000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 932 sqft Heated Area |
| Gross Area | 1,596 sqft |
| 1st Floor Area | 704 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Width | 181 ft Width |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 256 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 56360 |
|---|---|
| Street Address | 305 WHISPERING HILLS RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 204 WHISPERING HILLS P/O 1622/991 |
| Legal Lot Number | 204 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 930606 |
Source: Cherokee County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 WHISPERING HILLS RD, MURPHY, NC 28906-3198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 305 WHISPERING HILLS RD, MURPHY, NC 28906-3198 |
| Document Number | 001699/763 |
| Book / Page | 1699 / 763 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 8511 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 ANDREWS RD, MURPHY, NC 28906-2894 |
| Name | Verified Name |
|---|---|
| Address | 1569 CATALINA LN, AURORA, IL 60504-3712 |
| Document Number | 0001699767 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 1699/767 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,157.00 | $163,200 (-) | $163,200 (-) Land $15,000 Building $148,200 |
| 2023 | $163,200 | $163,200 Land $15,000 Building $148,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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