Ohio County property record for 340 W Cardinal Ave, Wheeling, WV 26003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,342 sqft · built 1976 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 2026) |
| Tax Bill | $1,194 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-W23-0008.0000 |
| Primary APN | 10-W23-0008.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,990 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 145 ft deep x 68 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06265775 |
|---|---|
| Street Address | 340 W CARDINAL AVE |
| City | WHEELING |
| State | WV |
| Zip | 26003-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N PARK SEC 7C L 353 .24 AC |
| Legal Subdivision | NORTH PARK SECTION 7C |
| Jurisdiction | OHIO WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 300 |
Source: Ohio County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 340 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MAINSTREET BANK |
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage MAINSTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Deed Document Number | 202619810340 |
| Deed Book / Page | 1112 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OHIO WV |
| Recording Date | Jun 25, 2026 |
| Property Address | 340 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Document Number | 0019810341 |
| Book / Page | 1720 / 520 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202619810341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 LINDEN AVE, WHEELING, WV 26003-5812 |
| Document Number | 0019810341, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1720/520 |
| Instrument | 202619810341 |
| Name | MAINSTREET BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OHIO WV |
| Recording Date | Jun 25, 2026 |
| Property Address | 340 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Document Number | 0019810340 |
| Book / Page | 1112 / 174 |
| Instrument Date | Jun 7, 2026 |
| Instrument | 202619810340 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,435.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Document Number | 0019810341, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202619810341 |
| Name | MAINSTREET BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Ohio County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Ohio County |
| Municipality | Wheeling City |
| Unified School District | Ohio County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 (+39.65%) | $80,340 (+3.8%) Land $19,500 Building $60,840 | $133,900 (+3.8%) Land $32,500 Building $101,400 |
| 2025 | $855.00 (+3.64%) Homeowner's exemption | $77,400 (+2.46%) Land $19,500 Building $57,900 | $129,000 (+2.46%) Land $32,500 Building $96,500 |
| 2023 | $825.00 (-1.9%) Homeowner's exemption | $75,540 (-0.87%) Land $19,500 Building $56,040 | $125,900 (-0.87%) Land $32,500 Building $93,400 |
| 2022 | $841.00 Homeowner's exemption | $76,200 Land $19,500 Building $56,700 | $127,000 Land $32,500 Building $94,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 29,899 people · EPA ID WV3303516 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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