Ohio County property record for 328 W Cardinal Ave, Wheeling, WV 26003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,030 sqft · built 1976 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (Jun 2025) |
| Tax Bill | $1,536 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-W23-0006.0000 |
| Primary APN | 10-W23-0006.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,030 sqft Living Area |
| 1st Floor Area | 1,990 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 148 ft deep x 66 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06267853 |
|---|---|
| Street Address | 328 W CARDINAL AVE |
| City | WHEELING |
| State | WV |
| Zip | 26003-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NO PARK SEC 7-C L 351 .238 AC |
| Legal Subdivision | NORTH PARK |
| Jurisdiction | OHIO WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 300 |
328 W Cardinal Ave is owned and occupied by two individuals who bought it in June 2025.
Source: Ohio County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2025 | Deed, Transfer · Conventional Mortgage THE CITIZENS SAVINGS BANK |
| Apr 8, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Apr 8, 2024 · Amount on File |
| Deed Document Number | 202519795104 |
| Deed Book / Page | 1090 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OHIO WV |
| Recording Date | Jun 26, 2025 |
| Property Address | 328 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Document Number | 001090/103 |
| Book / Page | 1090 / 103 |
| Map Reference | MB 4 PG 14 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 19795104 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 0019795105 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 19795105 |
| Name | THE CITIZENS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | OHIO WV |
| Recording Date | Apr 8, 2024 |
| Property Address | 328 W CARDINAL AVE, WHEELING, WV 26003-2608 |
| Document Number | 001062/127 |
| Book / Page | 1062 / 127 |
| Map Reference | MB 4 PG 14 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 19777303 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $506.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 328 W Cardinal Ave was $1,536, down 15% from the year before.
Source: Ohio County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Ohio County |
| Municipality | Wheeling City |
| Unified School District | Ohio County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,536.00 (-15.04%) | $103,380 (+70.43%) Land $19,140 Building $84,240 | $172,300 (+70.43%) Land $31,900 Building $140,400 |
| 2025 | $1,808.00 | $60,660 Land $19,140 Building $41,520 | $101,100 Land $31,900 Building $69,200 |
| 2023 | $1,059.00 (-1.58%) | $71,280 (-0.92%) Land $19,140 Building $52,140 | $118,800 (-0.92%) Land $31,900 Building $86,900 |
| 2022 | $1,076.00 | $71,940 Land $19,140 Building $52,800 | $119,900 Land $31,900 Building $88,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 328 W Cardinal Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 328 W Cardinal Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 29,899 people · EPA ID WV3303516 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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