340 Summit Ave, Albemarle, NC 28001 Property Records

Stanly County property record for 340 Summit Ave, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Last Sale	$115,000 (Feb 2022)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`654803329426`

Property Details

APN / Parcel Number

Primary APN	`654803329426`
Alternative APNs	`1537720` `24388`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Finished Area
Flooring	Cork
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Porch
Porch Area	105 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1537720
Street Address	340 SUMMIT AVE
City	ALBEMARLE
State	NC
Zip	28001-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8A
Legal Description	HSE 340 SUMMIT AVE 654818040
Legal Lot Number	PT 8/10
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	3
Census Block	3032
Census Tract	931203

Owner

340 Summit Ave is owner-occupied and held in a trust since February 2022.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	340 SUMMIT AVE, ALBEMARLE, NC 28001-5936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2022443888
Deed Book / Page	1776 / 876
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 25, 2022
Property Address	340 SUMMIT AVE, ALBEMARLE, NC 28001-5936
Document Number	0000443888
Book / Page	1776 / 876
Instrument Date	Feb 25, 2022
Instrument	443888
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 116, ALBEMARLE, NC 28002-0116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	340 SUMMIT AVE, ALBEMARLE, NC 28001-5936

Tax Assessment & Valuation

The 2026 property tax bill for 340 Summit Ave was $1,254.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00	$112,012 Land $21,645 Building $90,367	$112,012 Land $21,645 Building $90,367
2023	$1,070.00	$87,735 Land $8,991 Building $78,744	$87,735 Land $8,991 Building $78,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20