Stanly County property record for 231 Summit Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,069 sqft · built 1940 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 654803325612 |
| Primary APN | 654803325612 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,069 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 72 ft deep x 84 ft wide |
| Porch | Porch |
| Porch Area | 198 sqft |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1546291 |
|---|---|
| Street Address | 231 SUMMIT AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8A |
| Legal Description | HSE 231 SUMMIT AVE LTS 1 & 2 654814121 |
| Legal Subdivision | QUEENS COLLEGE |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 931203 |
Source: Stanly County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 21, 2024 | Deed of Trust, Mortgage · Commercial Mortgage IFP FUND I LLC |
| Sep 30, 2025 | Deed, Transfer · Commercial Mortgage BCC ST LLC |
| Feb 13, 2024 | Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 |
| Deed Sale | Sep 30, 2025 |
| Prior Sale | Feb 13, 2024 · Amount on Record |
| Deed Document Number | 481478 |
| Deed Book / Page | 1896 / 24 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 231 SUMMIT AVE, ALBEMARLE, NC 28001-5844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000472263 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 1866/69 |
| Instrument | 472263 |
| Name | IFP FUND I LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHILADELPHIA, PA 19123 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 231 SUMMIT AVE, ALBEMARLE, NC 28001-5844 |
| Document Number | 0000481478 |
| Book / Page | 1896 / 24 |
| Map Reference | MAP 3 PG 129 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 481478 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 436 CROMPTON ST, CHARLOTTE, NC 28273-6215 |
| Name | Verified Name |
|---|
| Document Number | 0000481480 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 481480 |
| Name | BCC ST LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 13, 2024 |
| Property Address | 231 SUMMIT AVE, ALBEMARLE, NC 28001-5844 |
| Document Number | 0000465333 |
| Book / Page | 1844 / 1096 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 465333 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17630 EFIRD RD, ALBEMARLE, NC 28001-9067 |
| Name | Verified Name |
|---|---|
| Address | 1914 GREAT BALSAM WAY, FORT MILL, SC 29715-0091 |
| Investor | Possibly a Property Investor |
| Document Number | 0000465334 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 465334 |
| Name | BELL ROCK INCOME FUND 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Aug 12, 2024 |
Source: Stanly County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 (+47.63%) | $83,618 (+60.88%) Land $11,466 Building $72,152 | $83,618 (+60.88%) Land $11,466 Building $72,152 |
| 2023 | $634.00 | $51,974 Land $4,762 Building $47,212 | $51,974 Land $4,762 Building $47,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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