Wright County property record for 340 Spruce Dr E, Annandale, MN 55302
| Property Type | Other Improved |
|---|---|
| Details | built 1967 |
| Lot Size | 0.453 acres (19,733 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,280,000 (Sep 2006) |
| Tax Bill | $574 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Line of Credit Sep 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-016-001030 |
| Primary APN | 102-016-001030 |
|---|
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 19,733 sqft (0.453 acres) |
| Street Address | 340 SPRUCE DR E |
|---|---|
| City | ANNANDALE |
| State | MN |
| Zip | 55302 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SECT-30 TWP-121 RANGE-027 MACKERETHS ADDN LOT-003 BLOCK-001 |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 30 |
| Legal Subdivision | MACKERETHS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ANNANDALE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 100402 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1028 HILLSIDE RD, SAUK RAPIDS, MN 56379-2577 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 6, 2023 | Agreement of Sale, Transfer · Line of Credit AMERICAN HERITAGE BANK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit HIGHLAND BK |
| Sep 24, 2018 | Deed of Trust, Mortgage HIGHLAND BK |
| Mar 23, 2018 | Deed of Trust, Mortgage · Line of Credit STAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2006 · Amount on Record |
| Deed Sale | Sep 18, 2006 · Amount on Record |
| Prior Sale | Jan 16, 2004 · Amount on Record |
| Deed Document Number | 2006102964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 6, 2023 |
| Property Address | 340 SPRUCE DR E, ANNANDALE, MN 55302 |
| Document Number | 0000T36655 |
| Instrument Date | Mar 31, 2023 |
| Instrument | T36655 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TTL INS COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 HILLSIDE RD, SAUK RAPIDS, MN 56379-2577 |
| Document Number | 0000T36656 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | T36656 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 340 SPRUCE DR E, ANNANDALE, MN 55302 |
| Document Number | 0000033018 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | WATERMARK TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 340 SPRUCE DR E ANNANDALE MN 55302, ANNANDALE, MN 55302 |
| Document Number | 0000033018 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 33018 |
| Name | HIGHLAND BK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, MN 55437 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 340 SPRUCE DR E, ANNANDALE, MN 55302 |
| Document Number | 0000033016 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 340 SPRUCE DR E ANNANDALE MN 55302, ANNANDALE, MN 55302 |
| Document Number | 0000033016 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 33016 |
| Name | HIGHLAND BK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, MN 55437 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 25, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 340 SPRUCE DR E, ANNANDALE, MN 55302 |
| Document Number | 0001367259 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 CHESTNUT ST E ANNANDALE MN 553029594, ANNANDALE, MN 55302-9594 |
| Document Number | 0001367259 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 1367259 |
| Name | STAR BK |
|---|---|
| Type | Bank |
| Address | ANNANDALE, MN 55302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 2, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Annandale City |
| County | Wright County |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574.00 (-7.12%) | $92,600 (+105.78%) Land $39,100 Building $53,500 | $92,600 (+105.78%) Land $39,100 Building $53,500 |
| 2025 | $45,000 (-1.75%) Land $39,100 Building $5,900 | $45,000 (-1.75%) Land $39,100 Building $5,900 | |
| 2023 | $618.00 (-9.65%) | $45,800 Land $39,100 Building $6,700 | $45,800 Land $39,100 Building $6,700 |
| 2022 | $684.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Annandale serves 3,430 people · EPA ID MN1860002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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