Wright County property record for 323 Spruce Dr E, Annandale, MN 55302
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 912 sqft · built 1972 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on Record |
| Last Sale | $142,000 (Jun 2023) |
| Tax Bill | $1,732 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-016-003020 |
| Primary APN | 102-016-003020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Storage Building | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 323 SPRUCE DR E |
|---|---|
| City | ANNANDALE |
| State | MN |
| Zip | 55302-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-121 RANGE-027 MACKERETHS ADDN LOT-002 BLOCK-003 TR2 BEING PRT OF LTS1&2 BLK 3 COM AT NE COR OF LT A TH N0D38W 80F |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 30 |
| Legal Subdivision | MACKERETHS ADD |
| Legal Tract | 2 |
| Legal Block | 3,3 |
| Legal Lot Number | A,002 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ANNANDALE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 100402 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Commercial Mortgage LAKE CENTRAL BANK |
| Mar 17, 2026 | Deed of Trust, Mortgage · Commercial Mortgage LAKE CENTRAL BANK |
| Dec 4, 2023 | Deed, Transfer NOT AVAILABLE, UNIQUE TITLE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Deed Document Number | 20231549305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 323 SPRUCE DR E, ANNANDALE, MN 55302-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Document Number | 00A1598312 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | A1598312 |
| Name | LAKE CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | ANNANDALE, MN 55302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 323 SPRUCE DR E, ANNANDALE, MN 55302-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Document Number | 0000T38727 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | T38727 |
| Name | LAKE CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | ANNANDALE, MN 55302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 4, 2023 |
| Property Address | 323 SPRUCE DR E, ANNANDALE, MN 55302-9503 |
| Document Number | 0000T37068 |
| Instrument Date | Jun 23, 2023 |
| Instrument | T37068 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | NOT AVAILABLE, UNIQUE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $468.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Annandale City |
| County | Wright County |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,732.00 (+41.27%) | $144,900 (+6.47%) Land $53,200 Building $91,700 | $144,900 (+6.47%) Land $53,200 Building $91,700 |
| 2025 | $136,100 (+35.83%) Land $47,900 Building $88,200 | $136,100 (+35.83%) Land $47,900 Building $88,200 | |
| 2023 | $1,226.00 (+14.58%) | $100,200 Land $36,600 Building $63,600 | $100,200 Land $36,600 Building $63,600 |
| 2022 | $1,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Annandale serves 3,430 people · EPA ID MN1860002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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