Bergen County and Ridgewood Village property record for 340 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,877 sqft · built 1925 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,517,000 (Aug 2024) |
| Tax Bill | $22,265 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04011-0000-00006 |
| Primary APN | 51-04011-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,877 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 158 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 340 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .290 AC |
| Legal Block | 4011 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 47400 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 340 SPRING AVE, RIDGEWOOD, NJ 07450-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust · Conventional Mortgage POST CLOSING |
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK AND TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on Record |
| Deed Sale | Aug 26, 2024 · Amount on Record |
| Prior Sale | Apr 27, 2002 · Amount on Record |
| Deed Document Number | 202450754 |
| Deed Book / Page | 5307 / 950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 340 SPRING AVE, RIDGEWOOD, NJ 07450-4512 |
| Document Number | 0000021398 |
| Book / Page | 5760 / 1491 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026.21398 |
| Record Updated | May 4, 2026 |
| Title Company | POST CLOSING |
| Name | Verified Name |
|---|---|
| Address | 340 SPRING AVE, RIDGEWOOD, NJ 07450-4512 |
| Document Number | 0000021398, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 5760/1491 |
| Instrument | 2026.21398 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 340 SPRING AVE, RIDGEWOOD, NJ 07450-4512 |
| Document Number | 0057601491 |
| Book / Page | 5760 / 1491 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202621398 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | POST CLOSING |
| Name | Verified Name |
|---|---|
| Address | 340 SPRING AVE, RIDGEWOOD, NJ 07450-4512 |
| Document Number | 0000021398, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 5760/1491 |
| Instrument | 202621398 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,700 (+0.56%) Land $325,600 Building $449,100 | $774,700 (+0.56%) Land $325,600 Building $449,100 | |
| 2025 | $22,265.00 (+1.13%) | $770,400 (+0.39%) Land $325,600 Building $444,800 | $770,400 (+0.39%) Land $325,600 Building $444,800 |
| 2024 | $22,017.00 (+4.98%) | ||
| 2023 | $767,400 Land $325,600 Building $441,800 | $767,400 Land $325,600 Building $441,800 | |
| 2022 | $20,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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