Bergen County and Ridgewood Village property record for 327 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,059 sqft · built 1895 |
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,119,000 (Jan 2021) |
| Tax Bill | $23,632 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04007-0000-00022 |
| Primary APN | 51-04007-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,059 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Construction Type | Frame |
| Lot Area | 17,685 sqft (0.406 acres) |
| Lot Dimensions | 189 ft deep x 96 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 327 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .406 AC |
| Legal Subdivision | RIDGEWOOD VILLAGE |
| Legal Block | 4007 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 47400 |
327 Spring Ave is owned and occupied by two individuals who bought it in January 2021.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Jan 19, 2021 | Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Jul 10, 2018 | Quit Claim Deed, Transfer INSIGHT TITLE SERVICES LLC |
| Sep 21, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Sep 21, 2017 · Amount on File |
| Deed Document Number | 20217243 |
| Deed Book / Page | 3917 / 231 |
| Prior Transfer Date | Jun 25, 2018 |
| Prior Transfer Doc | 0029921531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032930509 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 3293/509 |
| Instrument | 19-044966 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036070494 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 3607/494 |
| Instrument | 20-052198 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 19, 2021 |
| Property Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Document Number | 0039170231 |
| Book / Page | 3917 / 231 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 21-007243 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,204.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1506 MACKEREL LN # 1, 1506, CAROLINA BEACH, NC 28428-5703 |
| Name | Verified Name |
|---|---|
| Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Document Number | 21007244 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 21-007244 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Number | 0039170247 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3917/247 |
| Instrument | 2021007245 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 10, 2018 |
| Property Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Document Number | 0029921531 |
| Book / Page | 002992 / 001531 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 48910 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 327 SPRING AVE RIDGEWOOD NJ 074504511, RIDGEWOOD, NJ 07450-4511 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2017 |
| Property Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
| Document Number | 0027272103 |
| Book / Page | 02727 / 2103 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 17-070479 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $7,283.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 327 SPRING AVE, 327, RIDGEWOOD, NJ 07450-4511 |
| Name | Verified Name |
|---|---|
| Address | 327 SPRING AVE, RIDGEWOOD, NJ 07450-4511 |
The 2025 property tax bill for 327 Spring Ave was $23,632, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,700 (-) Land $328,400 Building $489,300 | $817,700 (-) Land $328,400 Building $489,300 | |
| 2025 | $23,632.00 (+0.73%) | $817,700 Land $328,400 Building $489,300 | $817,700 Land $328,400 Building $489,300 |
| 2024 | $23,460.00 | ||
| 2023 | $817,700 Land $328,400 Building $489,300 | $817,700 Land $328,400 Building $489,300 | |
| 2022 | $21,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 327 Spring Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 327 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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