Monroe County property record for 340 S Main St, Hecker, IL 62248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,087 sqft · built 1952 |
| Lot Size | 0.42 acres (18,502 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,807 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-150-018-000 |
| Primary APN | 12-04-150-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,087 sqft Living Area |
| 1st Floor Area | 1,087 sqft |
| Basement Area | 1,087 sqft |
| Unfinished Basement | 1,087 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 18,502 sqft (0.42 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Area | 338 sqft |
| Porch | Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 340 S MAIN ST |
|---|---|
| City | HECKER |
| State | IL |
| Zip | 62248-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | LOT 4C VILLAGE OF HECKER |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | VILLAGE OF HECKER |
| Legal Lot Number | 4C |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 600502 |
340 S Main St is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 340 S MAIN ST, HECKER, IL 62248-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 340 S MAIN ST, HECKER, IL 62248-1107 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000431596 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 431596 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 340 S MAIN ST, HECKER, IL 62248-1107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000410450 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 410450 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 340 S Main St was $2,807, up 1.2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Hecker Village |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,807.00 (+1.15%) Homeowner's exemption | $51,750 Land $7,200 Building $44,550 | $155,250 Land $21,600 Building $133,650 |
| 2024 | $2,775.00 | ||
| 2022 | Additional exemption filed | $40,090 Land $7,200 Building $32,890 | $120,270 Land $21,600 Building $98,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 340 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 340 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECKER serves 429 people · EPA ID IL1330150 |
|---|---|
| Water Source | Purchased surface water from FSH WATER COMMISSION |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 2.8 mg/L (2023) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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