261 S Main St, Hecker, IL 62248 Property Records

Monroe County property record for 261 S Main St, Hecker, IL 62248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1908
Lot Size	0.47 acres (20,443 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2023)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-133-028-000`

Property Details

APN / Parcel Number

Primary APN	`12-04-133-028-000`
Alternative APN	`12040910201000 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Building Perimeter
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	20,443 sqft (0.47 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	466 sqft
Shed	1 Shed
Shed Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	261 S MAIN ST
City	HECKER
State	IL
Zip	62248-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOTS 9 & 10 VILLAGE OF HECKER
Legal Range	08W
Legal Township	03S
Legal Section	04
Legal Subdivision	MENGS ADD
Legal Lot Number	9-10
Jurisdiction	MONROE IL
Township / Civil Division	1
Census Block Group	1
Census Block	1022
Census Tract	600502

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 S MAIN ST, HECKER, IL 62248-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
May 18, 2020	Quit Claim Deed, Transfer · Conventional Mortgage US DEPARTMENT OF AGRICULTURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	2023431115
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 8, 2023
Property Address	261 S MAIN ST, HECKER, IL 62248-1105
Document Number	0000431115
Map Reference	DD 71 PG 263
Instrument Date	Nov 7, 2023
Instrument	431115
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	PINNACLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 183, MOUNTAIN VIEW, AR 72560-0183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 S MAIN ST, HECKER, IL 62248-1105

Mortgage

Document Number	0000431116
Date	Nov 8, 2023
Instrument	431116

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 18, 2020
Property Address	261 S MAIN ST, HECKER, IL 62248-1105
Document Number	0000408018
Map Reference	MB71 PG263
Instrument Date	May 18, 2020
Instrument	408018
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 S MAIN ST, HECKER, IL 62248-1105

Mortgage

Document Number	0000408019
Date	May 18, 2020
Instrument	408019

Lender

Name	US DEPARTMENT OF AGRICULTURE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Hecker Village
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 (+28.55%)	$51,660 (+8.97%) Land $7,200 Building $44,460	$154,980 (+8.97%) Land $21,600 Building $133,380
2024	$2,452.00 Additional exemption filed	$47,408 (+46.64%) Land $7,604 Building $39,804	$142,224 (+46.64%) Land $22,812 Building $119,412
2022	Additional exemption filed	$32,330 Land $7,200 Building $25,130	$96,990 Land $21,600 Building $75,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECKER serves 429 people · EPA ID IL1330150
Water Source	Purchased surface water from FSH WATER COMMISSION
Last State Inspection	Aug 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	2.8 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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