340 Roper Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 340 Roper Rd, Flat Rock, NC 28731

Property Summary

Property Type	Manufactured or Modular Home
Details	3 ba · 2,519 sqft · built 2010
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,596 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9577909990`

Property Details

APN / Parcel Number

Primary APN	`9577909990`
Alternative APN	`1013145`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,519 sqft Heated Area
1st Floor Area	1,799 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	92,347 sqft (2.12 acres)
Garage Area	1,023 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	161 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1013145
Street Address	340 ROPER RD
City	FLAT ROCK
State	NC
Zip	28731-6733
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	1013145~R1
Legal Description	BETTIE HILL SPECIAL TRA PL2010-8057
Legal Subdivision	BETTIE S HILL
Legal Tract	A
Legal Block	90
Legal Lot Number	9990
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	931500

Owner

Source: Henderson County records · APN 9577909990

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	340 ROPER RD, FLAT ROCK, NC 28731-6733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	340 ROPER RD, FLAT ROCK, NC 28731-6733
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030510383
Date	May 09, 2017
Book Page	3051/383

Lender

Name	NEUSE

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,800 (-) Land $58,400 Building $404,400
2025	$2,596.00	$462,800 (-0.54%) Land $58,400 Building $404,400
2024	$2,596.00
2023		$465,300 Land $58,400 Building $406,900	$462,800 Land $58,400 Building $404,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), as of October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899315001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0145010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.