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  5. Roper Rd

112 Roper Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 112 Roper Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeManufactured or Modular Home
Details2.5 ba · 1,988 sqft · built 2006
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Sep 2005)
Tax Bill$1,945 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9577813955

Property Details

APN / Parcel Number

Primary APN9577813955
Alternative APNs
  • 00957781395555
  • 9921504

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,988 sqft Heated Area
1st Floor Area1,988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Deck Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9921504
Street Address112 ROPER RD
CityFLAT ROCK
StateNC
Zip28731-8723
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionROPER RD (LOT)
Legal SubdivisionEAST FLAT ROCK ZONED
Legal Block81
Legal Lot Number3955
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group1
Census Block1009
Census Tract931500

Owner

Source: Henderson County records · APN 9577813955

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address112 ROPER RD, FLAT ROCK, NC 28731-8723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2020Warranty Deed, Transfer · Conventional with PMI
ALCOVA MTG
Dec 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2005 · Amount on Record
Deed SaleSep 02, 2005 · Amount on Record
Deed Book / Page1242 / 163
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateApr 03, 2020
Property Address112 ROPER RD, FLAT ROCK, NC 28731-8723
Document Number0034730135
Book / Page003473 / 000135
Instrument DateMar 31, 2020
Instrument922645
Transaction TypeTransfer
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$469.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 ROPER RD FLAT ROCK NC 287318723, FLAT ROCK, NC 28731-8723

Mortgage

Document Number34730142
DateApr 03, 2020
Book Page003473/000142
Instrument922646
Lender
NameALCOVA MTG
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 02, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address112 ROPER RD, FLAT ROCK, NC 28731-8723
Document Number0032860702
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address112 ROPER RD FLAT ROCK NC 287318723, FLAT ROCK, NC 28731-8723

Mortgage

Document Number0032860702
DateJan 03, 2019
Book Page003286/000702
Instrument896380
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 02, 2034

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$346,800 (-) Land $57,200 Building $289,600
2025$1,945.00
2023$346,800 Land $57,200 Building $289,600$346,800 Land $57,200 Building $289,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899315001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies10 units insured
6 under condo master policies
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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