340 River Valley Rd, Ingram, TX 78025 Property Records

Kerr County property record for 340 River Valley Rd, Ingram, TX 78025

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,003 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$5,283 (2024)
Deeds & Mortgages	Jan 2018 Line of Credit Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5985-0000-012000`

Property Details

APN / Parcel Number

Primary APN	`5985-0000-012000`
Alternative APN	`64392`

Interior

Full Baths	2 Baths
Building Area	2,003 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	2,003 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	5985-0000-012000
Old Parcel Number	64392
Street Address	340 RIVER VALLEY RD
City	INGRAM
State	TX
Zip	78025-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER VALLEY RANCH LOT 12 ACRES 10.0
Legal Subdivision	RIVER VALLEY RANCH
Legal Lot Number	12
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	2
Census Block	2038
Census Tract	960301

Owner

Source: Kerr County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit TEXAS HILL COUNTRY BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROADWAY NATIONAL BANK
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit BROADWAY NATIONAL BANK
Oct 26, 2023	Warranty Deed, Transfer
Oct 26, 2023	Warranty Deed, Transfer
May 30, 2023	Intrafamily Transfer, Transfer
Oct 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2016
Deed Sale	Oct 3, 2016
Prior Sale	Sep 26, 2014
Deed Document Number	16-006357
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018000383
Date	Jan 22, 2018
Instrument	18-000383

Lender

Name	TEXAS HILL COUNTRY BANK
Type	Bank
Address	KERRVILLE, TX 78028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT AND TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020006282
Date	Aug 28, 2020
Instrument	20-006282

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

Mortgage

Document Number	0022000348
Date	Jan 13, 2022
Instrument	22-000348

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78217

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERR TX
Recording Date	Oct 26, 2023
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Document Number	0023006546
Map Reference	VOL 123 PG 404
Instrument Date	Oct 23, 2023
Instrument	23-006546
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERR TX
Recording Date	Oct 26, 2023
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Document Number	0023006545
Instrument Date	Oct 23, 2023
Instrument	23-006545
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERR TX
Recording Date	May 30, 2023
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Document Number	0023003282
Map Reference	VOL 123 PG 404
Instrument Date	Feb 21, 2023
Instrument	23-003282
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4317 HIGHWAY 39, HUNT, TX 78024-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERR TX
Recording Date	Oct 21, 2022
Property Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405
Document Number	0022008440
Instrument Date	Sep 8, 2022
Instrument	22-008440
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4317 HIGHWAY 39, HUNT, TX 78024-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIVER VALLEY RD, INGRAM, TX 78025-4405

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Ingram Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$781,957 (+72.32%) Land $320,000 Building $479,115	$799,115 (+39.08%) Land $320,000 Building $479,115
2024	$5,283.00 (+5.91%)
2023	$4,988.00 Homeowner's exemption Additional exemption filed	$453,791 Land $14,238 Building $439,553	$574,553 Land $135,000 Building $439,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	66 (1981–2026)
Claims Outside the SFHA	10 of 66
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 3 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

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