Kerr County property record for 326 River Valley Rd, Ingram, TX 78025 · Last verified June 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,680 sqft · built 2004 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,723,347 (Jun 2022) |
| Tax Bill | $15,591 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5985-0000-011000 |
| Primary APN | 5985-0000-011000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 2,680 sqft Living Area |
| Gross Area | 7,629 sqft |
| 1st Floor Area | 2,680 sqft |
| Upper Floors Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Mixed |
| Garage Area | 589 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 2,419 sqft |
| Porch | Slab |
| Porch Area | 424 sqft |
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5985-0000-011000 |
|---|---|
| Street Address | 326 RIVER VALLEY RD |
| City | INGRAM |
| State | TX |
| Zip | 78025-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RIVER VALLEY RANCH LOT 11, 10 ACRES 20.0 |
| Legal Subdivision | RIVER VALLEY RANCH |
| Legal Lot Number | 10,11 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960301 |
Source: Kerr County records · APN 5985-0000-011000
Assessment roll updated October 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 RIVER VALLEY RD, INGRAM, TX 78025-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 24, 2022 | Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Jul 07, 2014 |
| Deed Document Number | 20225428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 326 RIVER VALLEY RD, INGRAM, TX 78025-4405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022006592 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 22-006592 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jun 24, 2022 |
| Property Address | 326 RIVER VALLEY RD, INGRAM, TX 78025-4405 |
| Document Number | 0022005428 |
| Map Reference | VOL 6 PG 387 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 22-005428 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 RIVER VALLEY RD, INGRAM, TX 78025-4405 |
| Name | Verified Name |
|---|---|
| Address | 326 RIVER VALLEY RD, INGRAM, TX 78025-4405 |
| Document Number | 0022005429 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 22-005429 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 01, 2023 |
Source: Kerr County records · Assessment roll updated October 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Ingram Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,591.00 (+17.71%) Homeowner's exemption | $1,735,378 (+69.07%) | $1,748,709 (+48.94%) Land $640,000 Building $1,108,709 |
| 2024 | $13,245.00 (-8.86%) | ||
| 2023 | $14,532.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $1,026,447 Land $12,808 Building $1,013,639 | $1,174,139 Land $160,500 Building $1,013,639 |
Source: FEMA National Flood Hazard Layer, Kerr County (48265C), updated August 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482659603012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 71 individual NFIP policies nearby |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 66 (1981–2026) |
| Claims Outside the SFHA | 10 of 66 |
| Most Recent Claim | Jul 2026, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 617 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hill Country Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless (unlicensed) | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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