326 River Valley Rd, Ingram, TX 78025 Property Records

Kerr County property record for 326 River Valley Rd, Ingram, TX 78025 · Last verified June 2026

Property Summary

Property TypeRural Home
Details4 ba · 2,680 sqft · built 2004
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on File
Last Sale$1,723,347 (Jun 2022)
Tax Bill$15,591 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN5985-0000-011000

Property Details

APN / Parcel Number

Primary APN5985-0000-011000
Alternative APN
  • 64391

Interior

Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Building Area2,680 sqft Living Area
Gross Area7,629 sqft
1st Floor Area2,680 sqft
Upper Floors Area420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area871,200 sqft (20 acres)
Garage TypeMixed
Garage Area589 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area2,419 sqft
PorchSlab
Porch Area424 sqft
Deck Area456 sqft
Patio Area456 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number5985-0000-011000
Street Address326 RIVER VALLEY RD
CityINGRAM
StateTX
Zip78025-4405
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionRIVER VALLEY RANCH LOT 11, 10 ACRES 20.0
Legal SubdivisionRIVER VALLEY RANCH
Legal Lot Number10,11
JurisdictionKERR TX
Township / Civil DivisionINGRAM
Census Block Group2
Census Block2038
Census Tract960301

Owner

Source: Kerr County records · APN 5985-0000-011000

Assessment roll updated October 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address326 RIVER VALLEY RD, INGRAM, TX 78025-4405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Jun 24, 2022Vendor's Lien, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleJul 07, 2014
Deed Document Number20225428
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERR TX
Property Address326 RIVER VALLEY RD, INGRAM, TX 78025-4405
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022006592
DateAug 08, 2022
Instrument22-006592
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKERR TX
Recording DateJun 24, 2022
Property Address326 RIVER VALLEY RD, INGRAM, TX 78025-4405
Document Number0022005428
Map ReferenceVOL 6 PG 387
Instrument DateJun 23, 2022
Instrument22-005428
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyKERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address326 RIVER VALLEY RD, INGRAM, TX 78025-4405

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 RIVER VALLEY RD, INGRAM, TX 78025-4405

Mortgage

Document Number0022005429
DateJun 24, 2022
Instrument22-005429
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueJul 01, 2023

Tax Assessment & Valuation

Source: Kerr County records · Assessment roll updated October 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
Unified School DistrictIngram Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,591.00 (+17.71%) Homeowner's exemption$1,735,378 (+69.07%)$1,748,709 (+48.94%) Land $640,000 Building $1,108,709
2024$13,245.00 (-8.86%)
2023$14,532.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$1,026,447 Land $12,808 Building $1,013,639$1,174,139 Land $160,500 Building $1,013,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kerr County (48265C), updated August 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482659603012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 71 individual NFIP policies nearby
Nearby Flood Policies71 in force
Nearby Flood Claims66 (1981–2026)
Claims Outside the SFHA10 of 66
Most Recent ClaimJul 2026, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 3 claims
  • Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 52 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 46% of Texas
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Hill Country Telephone CooperativeFiber1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless (unlicensed)940 / 940
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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