340 Ridgeview Dr, Berea, KY 40403 Property Records

Madison County property record for 340 Ridgeview Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2,033 sqft
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Jul 2022)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0007-0022`

Property Details

APN / Parcel Number

Primary APN	`0073-0007-0022`
Alternative APNs	`136555` `99333` `66504`

Interior

Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft
Basement Area	2,034 sqft
Unfinished Basement	2,034 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	66504
Street Address	340 RIDGEVIEW DR
City	BEREA
State	KY
Zip	40403-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW LOT 22
Legal Subdivision	RIDGEVIEW
Legal Lot Number	22
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC
Jul 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC
May 30, 2018	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	202214102430
Deed Book / Page	826 / 544
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	00D826/544
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 21, 2022
Property Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282
Document Number	00D826/544
Book / Page	D826 / 544
Map Reference	CAB 18 SL 47
Instrument Date	Jul 13, 2022
Instrument	2014102430
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 PATRIOT TRL, 115, BEREA, KY 40403-8855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282

Mortgage

Document Number	2014102431
Date	Jul 21, 2022
Instrument	2014102431

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01895/056
Date	Oct 16, 2019
Book Page	M01895/056
Instrument	2014000789

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01889/774
Date	Sep 25, 2019
Book Page	M01889/774
Instrument	2013999342

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01816/537
Date	Jul 31, 2018
Book Page	M01816/537
Instrument	2013979531

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	340 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01806/045
Date	May 30, 2018
Book Page	M01806/045
Instrument	2013976728

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (-2.79%)	$299,000 (-)	$299,000 (-)
2023	$2,900.00	$299,000	$299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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