332 Ridgeview Dr, Berea, KY 40403 Property Records

Madison County property record for 332 Ridgeview Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,537 sqft
Owner	Individual Name on Record
Last Sale	$319,900 (Jun 2022)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0007-0024`

Property Details

APN / Parcel Number

Primary APN	`0073-0007-0024`
Alternative APNs	`104196` `141497` `71618`

Interior

Stories	1 Story
Building Area	1,537 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	71618
Street Address	332 RIDGEVIEW DR
City	BEREA
State	KY
Zip	40403-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW LOT 24
Legal Subdivision	RIDGEVIEW
Legal Lot Number	24
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	332 RIDGEVIEW DR, BEREA, KY 40403-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	2014095932
Deed Book / Page	D824 / 488
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 13, 2022
Property Address	332 RIDGEVIEW DR, BEREA, KY 40403-1282
Document Number	00D824/488
Book / Page	D824 / 488
Map Reference	CAB 18 SL 47
Instrument Date	Jun 8, 2022
Instrument	2014095932
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1842 BIG HILL RD, 1842, BEREA, KY 40403-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 RIDGEVIEW DR, BEREA, KY 40403-1282

Mortgage

Document Number	2014095933
Date	Jun 13, 2022
Instrument	2014095933

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	332 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2030/171
Date	Mar 8, 2021
Book Page	M2030/171
Instrument	2014030960

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	332 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	May 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01856/750
Date	Apr 11, 2019
Book Page	M01856/750
Instrument	2013990881

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 26, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (-2.8%) Additional exemption filed	$319,900 (-)	$319,900 (-)
2023	$3,103.00	$319,900	$319,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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