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340 Palmas Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 340 Palmas Cir, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,144 sqft · built 2005
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$139,500 (Oct 2010)
Tax Bill$4,110 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN284201-0320

Property Details

APN / Parcel Number

Primary APN284201-0320

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,144 sqft Living Area
Gross Area3,884 sqft
1st Floor Area2,478 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area740 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area349 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address340 PALMAS CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-8883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description22/24-48 ST AUGUSTINE SHORES UNIT 7 BLK 201 LOT 32 & PT OF GRANT TO PETER MIRANDA 65 X 80FT LYING WEST OF LT 32 OR2741/280 & 3365/1647 & 3575/1467(Q/C) &3771/1356(Q/C)
Legal Range30E
Legal Township08S
Legal Section41
Legal SubdivisionST. AUGUSTINE SHORES UNIT 7
Legal Block201
Legal Lot Number32
Legal Unit7
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2017
Census Tract21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address340 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2010 · Amount on Record
Deed SaleOct 15, 2010 · Amount on Record
Prior SaleJul 11, 2006 · Amount on Record
Deed Document Number201051111
Deed Book / Page3365 / 1647
Prior Transfer DateOct 7, 2010
Prior Transfer Doc0033651647
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address340 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8883
Document Number0043560198
Book / Page004356 / 000198
Instrument DateMar 29, 2017
Transaction TypeMortgage
Record UpdatedApr 27, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address340 PALMAS CIR ST AUGUSTINE FL 320868883, ST AUGUSTINE, FL 32086-8883

Mortgage

Document Number0043560198
DateApr 7, 2017
Book Page004356/000198
Instrument24286
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 6, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,724 (+2.7%)$564,655 (-2.11%) Land $120,000 Building $444,655
2025$4,110.00 (+12.66%) Homeowner's exemption$319,108 (+2.9%)$576,854 (-0.48%) Land $120,000 Building $456,854
2024$3,648.00 (+2.01%) Homeowner's exemption$310,115 (+3%)$579,639 (+6.65%) Land $120,000 Building $459,639
2023$3,576.00 (+2.94%) Homeowner's exemption$301,083 (+3%)$543,514 (+8.83%) Land $120,000 Building $423,514
2022$3,474.00 Homeowner's exemption$292,314$499,420 Land $90,720 Building $408,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 109 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

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