329 Palmas Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 329 Palmas Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,498 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Sep 2025)
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284202-0140`

Property Details

APN / Parcel Number

Primary APN	`284202-0140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	2,498 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	389 sqft
Deck Area	Deck Area
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	329 PALMAS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	22/24-48 ST AUGUSTINE SHORES UNIT 7 BLK 202 LOT 14 OR6223/664
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 7
Legal Block	202
Legal Lot Number	14
Legal Unit	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2018
Census Tract	21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	329 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Sep 18, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	202576499
Deed Book / Page	6223 / 664
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	329 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 PALMAS CIR, ST AUGUSTINE, FL 32086-8884

Mortgage

Document Number	0054841160
Date	Feb 2, 2022
Book Page	5484/1160
Instrument	2022012252

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 18, 2025
Property Address	329 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Document Number	0062230664
Book / Page	6223 / 664
Map Reference	MB 22 PG 24
Instrument Date	Sep 18, 2025
Instrument	2025076499
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 CARTROBRIA WAY, ST AUGUSTINE, FL 32086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 PALMAS CIR, ST AUGUSTINE, FL 32086-8884

Mortgage

Document Number	0006223666
Date	Sep 18, 2025
Instrument	6223/666

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 11, 2017
Property Address	329 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Document Number	0044020995
Book / Page	4402 / 0995
Map Reference	MB22 PG24-48
Instrument Date	Jul 6, 2017
Instrument	2017047590
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF JOH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 LOST LAKE DR, 72, SAINT AUGUSTINE, FL 32086-2950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884

Mortgage

Document Number	2017047591
Date	Jul 11, 2017
Instrument	2017047591

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,199 (+45.36%) Land $120,000 Building $419,199	$539,199 (-0.34%) Land $120,000 Building $419,199
2025	$4,808.00 (+12.36%) Homeowner's exemption	$370,928 (+2.9%)	$541,064 (+3.57%) Land $120,000 Building $421,064
2024	$4,279.00 (+1.98%) Homeowner's exemption	$360,474 (+3%)	$522,406 (+5.16%) Land $120,000 Building $402,406
2023	$4,196.00 (+2.82%) Homeowner's exemption	$349,975 (+3%)	$496,769 (+11.39%) Land $120,000 Building $376,769
2022	$4,081.00 Homeowner's exemption	$339,782	$445,956 Land $85,120 Building $360,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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