340 N Pinnacle Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 340 N Pinnacle Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,960 sqft · built 2022
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on File
Last Sale$69,500 (Sep 2020)
Tax Bill$1,711 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN1940-91-0625-000

Property Details

APN / Parcel Number

Primary APN1940-91-0625-000
Alternative APN
  • 1593303

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,960 sqft Living Area
1st Floor Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRustic
Lot Area74,488 sqft (1.71 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1593303
Street Address340 N PINNACLE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR1
Legal DescriptionLOT 1 FOX CREST PH1
Legal SubdivisionFOX CREST PH1
Legal Lot Number1
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1061
Census Tract921000

Owner

340 N Pinnacle Ridge Rd is owned by two individuals who bought it in September 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address900 XANADU PL, JUPITER, FL 33477-6450
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Sep 24, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2020 · Amount on File
Deed SaleSep 24, 2020 · Amount on File
Prior SaleSep 29, 2005 · Amount on File
Deed Document Number2020695649
Deed Book / Page2125 / 465
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address340 N PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8264
Transaction TypeMortgage
Record UpdatedNov 28, 2025
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022290545
DateOct 19, 2021
Book Page2229/545
Instrument712772
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueOct 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 24, 2020
Property Address340 N PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8264
Document Number0021250465
Book / Page002125 / 000465
Instrument DateSep 24, 2020
Instrument695649
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$139.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address900 XANADU PL JUPITER FL 334776450, JUPITER, FL 33477-6450

Tax Assessment & Valuation

The 2025 property tax bill for 340 N Pinnacle Ridge Rd was $1,711.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$538,200 (-) Land $71,300 Building $466,900
2025$1,711.00$538,200 Land $71,300 Building $466,900
2024$323,700 Land $71,300 Building $252,400
2023$71,300 Land $71,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 N Pinnacle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 N Pinnacle Ridge Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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