330 N Pinnacle Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 330 N Pinnacle Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,782 sqft · built 2000
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Dec 2024)
Tax Bill$2,205 (2025)
Deeds & MortgagesMar 2023 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1940-92-0341-000

Property Details

APN / Parcel Number

Primary APN1940-92-0341-000
Alternative APNs
  • 1818265
  • 1863962

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,782 sqft Living Area
1st Floor Area1,690 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area40 sqft
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1863962
Street Address330 N PINNACLE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCREST OF BEECH 014
Legal SubdivisionCREST OF BEECH
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1061
Census Tract921000

Owner

330 N Pinnacle Ridge Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address330 N PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8264
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Intrafamily Transfer, Transfer
Dec 18, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2024 · Amount on File
Deed SaleDec 23, 2024 · Amount on File
Prior SaleDec 18, 2020 · Amount on File
Deed Document Number2024746684
Deed Book / Page2414 / 483
Prior Transfer DateMar 21, 2023
Prior Transfer Doc0023240874
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateMar 23, 2023
Property Address330 N PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8264
Document Number0023240874
Book / Page2324 / 874
Map ReferenceMB 10 PG 21
Instrument DateMar 21, 2023
Instrument729513
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2670 NE 4TH AVE, LIGHTHOUSE POINT, FL 33064-5406

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 18, 2020
Property Address330 N PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8264
Document Number0021520028
Book / Page2152 / 28
Map ReferenceMB 10 PG 21
Instrument DateNov 17, 2020
Instrument699891
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address330 N PINNACLE RIDGE RD, 330, BEECH MOUNTAIN, NC 28604-8264

Transferred To (Grantee/Buyer)

NameVerified Name
Address2670 NE 48TH ST, LIGHTHOUSE POINT, FL 33064-7112

Mortgage

Document Number699892
DateDec 18, 2020
Instrument699892
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 330 N Pinnacle Ridge Rd was $2,205, down 65.9% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$657,400 (-) Land $67,600 Building $589,800
2025$2,205.00 (-65.9%)$657,400 Land $67,600 Building $589,800
2024$6,467.00$657,400 Land $67,600 Building $589,800
2023$657,400 Land $67,600 Building $589,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 N Pinnacle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 N Pinnacle Ridge Rd is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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