340 Ladera Dr, Laredo, TX 78045 Property Records

Webb County property record for 340 Ladera Dr, Laredo, TX 78045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,800 sqft · built 2016
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$232,000 (Mar 2017)
Tax Bill$1,729 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN989-80005-090

Property Details

APN / Parcel Number

Primary APN989-80005-090
Alternative APN
  • 544951

Interior

Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area2,240 sqft
1st Floor Area976 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area100 sqft
Balcony Area197 sqft

Location & Zoning

Street Address340 LADERA DR
CityLAREDO
StateTX
Zip78045-6865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 5, LOT 9, PHASE 2
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase2
Legal Block5
Legal Lot Number9
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2028
Census Tract1727

Owner

Source: Webb County records · APN 989-80005-090

Assessment roll updated October 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address340 LADERA DR, LAREDO, TX 78045-6865
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 07, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 14, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 09, 2017Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 09, 2017 · Amount on Record
Deed SaleMar 09, 2017 · Amount on Record
Prior SaleAug 07, 2012
Deed Document Number20171290847
Deed Book / Page4199 / 552
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateJun 08, 2026
Property Address340 LADERA DR, LAREDO, TX 78045-6865
Document Number0001589570
Book / Page6053 / 80
Instrument DateMay 12, 2026
Instrument20261589570
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 LADERA DR, LAREDO, TX 78045-6865
InvestorPossibly a Property Investor

Mortgage

Document Number0001589570,
DateJun 08, 2026
Book Page6053/80
Instrument20261589570
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueOct 01, 2051
Interest
Rate6.3%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address340 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedSep 19, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number0005528/68
DateSep 07, 2023
Book Page5528/68
Instrument1509951
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueOct 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address340 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005110/198
DateSep 14, 2021
Book Page5110/198
Instrument1441943
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

March 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 09, 2017
Property Address340 LADERA DR, LAREDO, TX 78045-6865
Document Number004199/552
Book / Page4199 / 552
Map ReferenceVOL 33 PG 56&57
Instrument DateMar 07, 2017
Instrument1290847
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 01, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number0001290848
DateMar 09, 2017
Instrument1290848
Lender
NameNEW YORK COMMUNITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (-12.28%) Homeowner's exemption$341,811 (+13.96%) Land $113,593 Building $228,218$341,811 (+13.96%) Land $113,593 Building $228,218
2024$1,971.00 (+11.99%)
2023$299,927 Land $98,338 Building $201,589$299,927 Land $98,338 Building $201,589
2022$1,760.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 40% of the US · above 14% of Texas
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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