338 Ladera Dr, Laredo, TX 78045 Property Records

Webb County property record for 338 Ladera Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,862 sqft · built 2016
Lot Size0.161 acres (7,015 sqft)
OwnerIndividual Name on File
Tax Bill$1,944 (2024)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN989-80005-100

Property Details

APN / Parcel Number

Primary APN989-80005-100
Alternative APN
  • 544952

Interior

Stories1 Story
Building Area1,862 sqft Living Area

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,015 sqft (0.161 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area156 sqft

Location & Zoning

Account Number544952
Street Address338 LADERA DR
CityLAREDO
StateTX
Zip78045-6865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 5, LOT 10, PHASE 2
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase2
Legal Block5
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2028
Census Tract1727

Owner

Source: Webb County records · APN 989-80005-100

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address338 LADERA DR, LAREDO, TX 78045-6865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME POINT
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2016
Deed SaleOct 24, 2016
Prior SaleAug 01, 2016
Deed Document Number1279318
Deed Book / Page4131 / 407
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address338 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005033/344
DateMay 28, 2021
Book Page5033/344
Instrument1430484
Lender
NameHOME POINT
TypeNon-Lending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueNov 01, 2046

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address338 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005030/843
DateMay 25, 2021
Book Page5030/843
Instrument1430114
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueNov 01, 2046

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$337,161 (+13.93%) Land $107,610 Building $229,551$337,161 (+13.93%) Land $107,610 Building $229,551
2024$1,944.00 (+11.98%)
2023$295,929 Land $93,159 Building $202,770$295,929 Land $93,159 Building $202,770
2022$1,736.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 436 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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