340 Essex Ct, Troy, MO 63379 Property Records

Lincoln County property record for 340 Essex Ct, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,385 sqft · built 2003
Lot Size0.421 acres (18,339 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Jan 2019)
Tax Bill$2,174 (2025)
Deeds & MortgagesMar 2022 Second Mortgage
Jan 2011 Mortgage
+ 9 more
Flood ZoneZone X (minimal risk)
APN14-50-22-000-000-074.022

Property Details

APN / Parcel Number

Primary APN14-50-22-000-000-074.022

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
Basement Area1,385 sqft
Unfinished Basement1,385 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,339 sqft (0.421 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address340 ESSEX CT
CityTROY
StateMO
Zip63379-5492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 SHEFFIELD ESTATES
Legal Range01E
Legal Township49N
Legal Section22
Legal SubdivisionSHEFFIELD ESTATES
Legal Lot Number22
JurisdictionLINCOLN MO
Township / Civil DivisionMONROE
Census Block Group3
Census Block3013
Census Tract810310

Owner

340 Essex Ct is owned and occupied by two individuals who bought it in January 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address340 ESSEX CT, TROY, MO 63379-5492
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CENTRAL TRUST BANK
Jan 26, 2011Deed of Trust, Mortgage · Conventional Mortgage
PULASKI BANK
Feb 5, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOANDEPOT.COM LLC
Dec 28, 2006Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
Oct 28, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK OF OLD MONROE
Oct 28, 2025Beneficiary Deed, Transfer
TRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC
Feb 25, 2022Beneficiary Deed, Transfer
Jan 14, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK OF ST LOUIS
Oct 21, 2014Warranty Deed, Transfer · FHA Mortgage
PULASKI BANK
Oct 21, 2013Warranty Deed, Transfer
Mar 20, 2007Warranty Deed, Transfer · Conventional Mortgage
PULASKI BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2019 · Amount on File
Deed SaleJan 14, 2019 · Amount on File
Prior SaleOct 21, 2014 · Amount on File
Deed Document Number2019315
Deed Book / Page2430 / 506
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address340 ESSEX CT, TROY, MO 63379-5492
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyAUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Mortgage

Document Number002476/525
DateMar 3, 2022
Book Page2476/525
Instrument2022002247
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueMar 5, 2032

January 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address340 ESSEX CT, TROY, MO 63379-5492
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyPULASKI TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02181/0494
DateJan 26, 2011
Book Page2181/0494
Instrument20110000787
Lender
NamePULASKI BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address340 ESSEX CT, TROY, MO 63379-5492
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyUNKNOWN, SERVICELINK ALL PA BRANCHES

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Mortgage

Document Number002507/316
DateFeb 5, 2025
Book Page2507/316
Instrument2025000775
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2045

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address340 ESSEX CT, TROY, MO 63379-5492
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01911/0635
DateDec 28, 2006
Book Page1911/0635
Instrument20060016166
Lender
NameCITIBANK NA
TypeBank
AddressLAS VEGAS, NV 89109
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateOct 28, 2025
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number002515/207
Book / Page2515 / 207
Map ReferenceMB 13 PG 96
Instrument DateOct 27, 2025
Instrument2025008763
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyTRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Mortgage

Document Number2025008764
DateOct 28, 2025
Instrument2025008764
Lender
NameBANK OF OLD MONROE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

October 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionLINCOLN MO
Recording DateOct 28, 2025
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number002515/209
Book / Page2515 / 209
Map ReferenceMB 13 PG 96
Instrument DateOct 27, 2025
Instrument2025008765
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyTRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 CARRINGTON BLVD, TROY, MO 63379-2413

February 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionLINCOLN MO
Recording DateFeb 25, 2022
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number002476/239
Book / Page2476 / 239
Map ReferenceMB 13 PG 96
Instrument DateJan 21, 2022
Instrument2022001959
Transaction TypeTransfer
Record UpdatedFeb 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address340 ESSEX CT, TROY, MO 63379-5492

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateJan 14, 2019
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number02430/0506
Book / Page2430 / 0506
Map ReferenceMB 13 PG 96
Instrument DateJan 3, 2019
Instrument2019000315
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2079 FLATWOODS RD, O FALLON, MO 63366-5217

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Mortgage

Document Number2019000316
DateJan 14, 2019
Instrument2019000316
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

October 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateOct 21, 2014
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number02378/0853
Book / Page2378 / 0853
Map ReferenceMB 13 PG 96
Instrument DateOct 15, 2014
Instrument2014007698
Transaction TypeTransfer
Record UpdatedFeb 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Mortgage

Document Number2014007699
DateOct 21, 2014
Instrument2014007699
Lender
NamePULASKI BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2044

October 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateOct 21, 2013
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number02333/0994
Book / Page2333 / 0994
Map ReferenceMB13 PG96
Instrument DateOct 10, 2013
Instrument2013009598
Transaction TypeTransfer
Record UpdatedFeb 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2903 N BALTIMORE ST, KIRKSVILLE, MO 63501-5120

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492
InvestorPossibly a Property Investor

March 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateMar 20, 2007
Property Address340 ESSEX CT, TROY, MO 63379-5492
Document Number01930/0348
Book / Page1930 / 0348
Map ReferenceMB13 PG96
Instrument DateMar 16, 2007
Instrument20070003185
Transaction TypeTransfer
Record UpdatedFeb 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 BLACKMORE RD, HAWK POINT, MO 63349

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ESSEX CT, TROY, MO 63379-5492

Mortgage

Document Number01930/0350
DateMar 20, 2007
Book Page1930/0350
Instrument20070003186
Lender
NamePULASKI BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 340 Essex Ct was $2,174.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,082 (+12.65%) Land $5,170 Building $34,912
2025$2,174.00$35,580 Land $5,170 Building $30,410$210,960 Land $27,210 Building $183,750
2023$2,037.00 (+5.71%)$32,883 (+6.24%) Land $4,193 Building $28,690$173,070 Land $22,070 Building $151,000
2022$1,927.00$30,951 Land $4,193 Building $26,758
2021$162,900 Land $22,070 Building $140,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 Essex Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Essex Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber, Systec Wireless Communications, Verizon, Wisper ISP.

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