Lincoln County property record for 320 Essex Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,592 sqft · built 2003 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,164 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-50-22-000-000-074.024 |
| Primary APN | 14-50-22-000-000-074.024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Basement Area | 1,592 sqft |
| Unfinished Basement | 1,592 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 320 ESSEX CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 SHEFFIELD ESTATES |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 22 |
| Legal Subdivision | SHEFFIELD ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810310 |
320 Essex Ct is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 ESSEX CT, TROY, MO 63379-5492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 Essex Ct was $2,164.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,139 (-) Land $5,033 Building $32,106 | ||
| 2025 | $2,164.00 | $37,139 Land $5,033 Building $32,106 | $195,470 Land $26,490 Building $168,980 |
| 2023 | $2,122.00 (+5.78%) | $34,244 Land $4,188 Building $30,056 | $180,230 Land $22,040 Building $158,190 |
| 2022 | $2,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Essex Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Essex Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber, Systec Wireless Communications, Verizon, Wisper ISP.
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