Summit County property record for 340 Elk Cir, Keystone, CO 80435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 4,711 sqft · built 2007 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,000,001 (Sep 2021) |
| Tax Bill | $12,583 (2025) |
| Deeds & Mortgages | Nov 2008 Mortgage Sep 2007 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2095-2240-08-035 |
| Primary APN | 2095-2240-08-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,711 sqft Living Area |
| Gross Area | 5,407 sqft |
| 1st Floor Area | 1,866 sqft |
| 2nd Floor Area | 1,258 sqft |
| Basement Area | 1,587 sqft |
| Finished Basement | 1,587 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,875 sqft (0.181 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 340 ELK CIR |
|---|---|
| City | KEYSTONE |
| State | CO |
| Zip | 80435-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CPUD |
| Legal Description | LOT 35 OLD KEYSTONE GOLF COURSE SUB AKA ELK RUN AT KEYSTONE RIVER COURSE |
| Legal Subdivision | OLD KEYSTONE GOLF COURSE SUB |
| Legal Lot Number | 35 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 201 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2173, FRISCO, CO 80443-2173 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 21, 2008 | Deed of Trust, Mortgage · ARM FIRSTBANK OF SUMMIT COUNTY |
| Sep 24, 2007 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SILVERTHORNE |
| Nov 21, 2008 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SUMMIT COUNTY |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 13, 2011 | Warranty Deed, Transfer FIRST NATIONAL BANK ALBANY/BRECKENR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2011 · Amount on Record |
| Deed Document Number | 20211271276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 340 ELK CIR, DILLON, CO 80435-7874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000900842 |
|---|---|
| Date | Nov 21, 2008 |
| Instrument | 900842 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 1, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 340 ELK CIR, DILLON, CO 80435-7874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000868690 |
|---|---|
| Date | Sep 24, 2007 |
| Instrument | 868690 |
| Name | FIRSTBANK OF SILVERTHORNE |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 1, 2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 340 ELK CIR, DILLON, CO 80435-7874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000900843 |
|---|---|
| Date | Nov 21, 2008 |
| Instrument | 900843 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Sep 28, 2021 |
| Property Address | 340 ELK CIR, DILLON, CO 80435-7874 |
| Document Number | 0001271276 |
| Map Reference | DOC 553524 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 1271276 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 ELK CIR, DILLON, CO 80435-7874 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 2173, FRISCO, CO 80443-2173 |
| Investor | Possibly a Property Investor |
| Document Number | 0001271277 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 1271277 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.6% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 7.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Apr 13, 2011 |
| Property Address | 340 ELK CIR, DILLON, CO 80435-7874 |
| Document Number | 0000964336 |
| Map Reference | DOC553524 |
| Instrument Date | Apr 8, 2011 |
| Instrument | 964336 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1702 RIVER OAKS RD, ABILENE, TX 79605-4811 |
| Document Number | 0000964337 |
|---|---|
| Date | Apr 13, 2011 |
| Instrument | 964337 |
| Name | FIRST NATIONAL BANK ALBANY/BRECKENR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Apr 8, 2014 |
| Rate | 5% |
|---|
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Municipality | Keystone Town |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,583.00 (+8.23%) | $246,575 (+7.92%) | $3,626,100 (+6.34%) Land $850,000 Building $2,776,100 |
| 2024 | $11,626.00 (-4.26%) | $228,471 (+1.64%) | $3,410,000 (+1.64%) Land $867,500 Building $2,542,500 |
| 2023 | $12,143.00 (+54.98%) | $224,785 (+63.92%) | $3,355,000 (+70.04%) Land $867,500 Building $2,487,500 |
| 2022 | $7,835.00 | $137,130 | $1,973,100 Land $478,800 Building $1,494,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 26 units insured incl. 22 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST DILLON WD serves 2,501 people · EPA ID CO0159045 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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