Summit County property record for 291 Elk Cir, Keystone, CO 80435
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.25 ba · 4,971 sqft · built 2000 |
| Lot Size | 0.182 acres (7,941 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,825,000 (Nov 2020) |
| Tax Bill | $9,800 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2095-2240-08-022 |
| Primary APN | 2095-2240-08-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,971 sqft Living Area |
| Gross Area | 5,436 sqft |
| 1st Floor Area | 1,925 sqft |
| 2nd Floor Area | 1,122 sqft |
| Basement Area | 1,924 sqft |
| Finished Basement | 1,924 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,941 sqft (0.182 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 291 ELK CIR |
|---|---|
| City | KEYSTONE |
| State | CO |
| Zip | 80435-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CPUD |
| Legal Description | LOT 22 OLD KEYSTONE GOLF COURSE SUB AKA ELK RUN AT KEYSTONE RIVER COURSE |
| Legal Subdivision | OLD KEYSTONE GOLF COURSE SUB |
| Legal Lot Number | 22 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 201 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 848 S ALLANTIC AVE, VIRGINIA BEACH, VA 23451 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Nov 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Prior Sale | Aug 5, 2008 · Amount on Record |
| Deed Document Number | 20201240731 |
| Prior Transfer Date | Jul 29, 2008 |
| Prior Transfer Doc | 0000893656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 291 ELK CIR, DILLON, CO 80435-7803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1232972 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 1232972 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Nov 6, 2020 |
| Property Address | 291 ELK CIR, DILLON, CO 80435-7803 |
| Document Number | 0001240731 |
| Map Reference | DOC 553524 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 1240731 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 S ALLANTIC AVE, VIRGINIA BEACH, VA 23451 |
| Document Number | 0001240732 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 1240732 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 7.5% |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Municipality | Keystone Town |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,800.00 (+8.78%) | $192,038 (+7.96%) | $2,824,100 (+6.37%) Land $819,300 Building $2,004,800 |
| 2024 | $9,009.00 (-4.26%) | $177,878 (+2.12%) | $2,654,900 (+2.12%) Land $836,600 Building $1,818,300 |
| 2023 | $9,410.00 (+48.59%) | $174,193 (+57.14%) | $2,599,900 (+63%) Land $836,600 Building $1,763,300 |
| 2022 | $6,333.00 | $110,853 | $1,595,000 Land $465,000 Building $1,130,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 26 units insured incl. 22 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST DILLON WD serves 2,501 people · EPA ID CO0159045 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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