340 E Palace Row, Geneseo, IL 61254 Property Records

Henry County property record for 340 E Palace Row, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,378 sqft · built 1879
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$4,626 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-16-454-009`

Property Details

APN / Parcel Number

Primary APN	`08-16-454-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,378 sqft Total Area
1st Floor Area	1,738 sqft
Basement Area	320 sqft
Unfinished Basement	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	158 ft deep x 107 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	340 E PALACE ROW
City	GENESEO
State	IL
Zip	61254-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E49.5 LT 5 & W57.5 LT 6 BLK 3 WELLS ADD CITY OF GENESEO
Legal Subdivision	WELLS ADD
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	1
Census Block	1027
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 E PALACE ROW, GENESEO, IL 61254-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK/IL
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	340 E PALACE ROW, GENESEO, IL 61254-2025
Document Number	0000002272
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	340 E PALACE ROW GENESEO IL 612542025, GENESEO, IL 61254-2025

Mortgage

Document Number	0000002272
Date	May 14, 2019
Instrument	2272

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 13, 2024

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	340 E PALACE ROW, GENESEO, IL 61254-2025
Document Number	0000006979
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	340 E PALACE ROW GENESEO IL 612542025, GENESEO, IL 61254-2025

Mortgage

Document Number	0000006979
Date	Dec 20, 2018
Instrument	6979

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,626.00 (+29.8%)	$64,074 (+25.83%) Land $10,585 Building $53,489	$192,222 (+25.83%) Land $31,755 Building $160,467
2022		$50,923 Land $8,413 Building $42,510	$152,769 Land $25,239 Building $127,530
2021	$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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