332 E Palace Row, Geneseo, IL 61254 Property Records

Henry County property record for 332 E Palace Row, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1887
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Apr 2024)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-16-454-008`

Property Details

APN / Parcel Number

Primary APN	`08-16-454-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	336 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	158 ft deep x 74.3 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	332 E PALACE ROW
City	GENESEO
State	IL
Zip	61254-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 24.75 LOT 4 & W 49.5 LOT 5 BLK 3 WELLS ADD CITY OF GENESEO
Legal Subdivision	WELLS ADD
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	1
Census Block	1027
Census Tract	30302

Owner

Source: Henry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 E PALACE ROW, GENESEO, IL 61254-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	20241530
Prior Transfer Date	Mar 28, 2024
Prior Transfer Doc	0000003558
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	332 E PALACE ROW, GENESEO, IL 61254-2025
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W CENTER AVE, RIO, IL 61472-9797

Mortgage

Document Number	0000001653
Date	Apr 18, 2024
Instrument	20-2401653

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 12, 2024
Property Address	332 E PALACE ROW, GENESEO, IL 61254-2025
Document Number	0000001530
Instrument Date	Mar 28, 2024
Instrument	20-2401530
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W CENTER AVE, RIO, IL 61472-9797

Mortgage

Document Number	0000001531
Date	Apr 12, 2024
Instrument	20-2401531

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

Mortgage

Document Number	0000001532
Date	Apr 12, 2024
Instrument	20-2401532

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (+34.04%)	$34,775 (+25.82%) Land $7,337 Building $27,438	$104,325 (+25.82%) Land $22,011 Building $82,314
2022		$27,638 Land $5,831 Building $21,807	$82,914 Land $17,493 Building $65,421
2021	$1,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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