340 E Oak St, Fort Collins, CO 80524 Property Records

Larimer County property record for 340 E Oak St, Fort Collins, CO 80524

Property Summary

Property Type	Triplex
Details	3 bd · 5.25 ba · 1,819 sqft · built 1900
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on File
Last Sale	$805,000 (Jan 2020)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Feb 2022 Transfer Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`97123-16-033`

Property Details

APN / Parcel Number

Primary APN	`97123-16-033`
Alternative APN	`R0044571`

Interior

Bedrooms	3 Beds
Full Baths	5.25 Baths
Total Rooms	9 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,819 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Architectural Style	Triplex
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
View / Lot	Park
Porch	Open Slab
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0044571
Street Address	340 E OAK ST
City	FORT COLLINS
State	CO
Zip	80524-3169
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NCB
Legal Description	S 1/2 OF LOT 25, BLK 141, FTC
Legal Range	69W
Legal Township	7N
Legal Section	12
Legal Subdivision	FTC BLK 141
Legal Block	141
Legal Lot Number	25
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2032
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

340 E Oak St, a triplex, is owned by a company that acquired it in October 2020.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 280, FORT COLLINS, CO 80522-0280
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2020	Quit Claim Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 30, 2020	Warranty Deed, Transfer ELEVATIONS CU
Jan 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Aug 25, 2008 · Amount on File
Deed Document Number	20206678
Last Transfer Date	Oct 20, 2020
Transfer Doc	0000094955
Record Updated	Sep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 24, 2022
Property Address	340 E OAK ST, FORT COLLINS, CO 80524-3169
Document Number	0000012584
Instrument Date	Feb 4, 2022
Instrument	20220012584
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ARAPAHOE ST, GOLDEN, CO 80403-1420

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 13, 2020
Property Address	340 E OAK ST, FORT COLLINS, CO 80524-3169
Document Number	0000094955
Instrument Date	Oct 20, 2020
Instrument	20200094955
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89889 WILLIAM CDY DR, EVERGREEN, CO 80439

Mortgage

Document Number	0000094956
Date	Nov 13, 2020
Instrument	20200094956

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 25, 2020
Property Address	340 E OAK ST, FORT COLLINS, CO 80524-3169
Document Number	0000012883
Instrument Date	Feb 18, 2020
Instrument	12883
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8989 WILLIAM CODY DR EVERGREEN CO 804396369, EVERGREEN, CO 80439-6369

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 25, 2020
Property Address	340 E OAK ST, FORT COLLINS, CO 80524-3169
Document Number	0000012882
Instrument Date	Feb 12, 2020
Instrument	12882
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8989 WILLIAM CODY DR EVERGREEN CO 804396369, EVERGREEN, CO 80439-6369

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 30, 2020
Property Address	340 E OAK ST, FORT COLLINS, CO 80524-3169
Document Number	0000006678
Instrument Date	Jan 30, 2020
Instrument	6678
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	340 E OAK ST FORT COLLINS CO 805243169, FORT COLLINS, CO 80524-3169

Mortgage

Document Number	6679
Date	Jan 30, 2020
Instrument	6679

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Jan 22, 2020
Property Address	340 E OAK ST, FORT COLLINS, CO 80524-3169
Document Number	0000004790
Instrument Date	Jan 15, 2020
Instrument	4790
Transaction Type	Construction Loan
Record Updated	Feb 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 APPLE BLOSSOM LN FORT COLLINS CO 805264336, FORT COLLINS, CO 80526-4336

Mortgage

Document Number	0000004790
Date	Jan 22, 2020
Instrument	4790

Lender

Name	ELEVATIONS CU
Address	PO BOX 9004, BOULDER, CO 80301-9004

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 340 E Oak St was $5,426, up 2.1% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,426.00 (+2.13%)	$51,894 Land $3,813 Building $48,081	$830,300 Land $61,000 Building $769,300
2024	$5,313.00 (+4.83%)
2023	$5,068.00 (+10.03%)	$56,360 (+21.57%) Land $4,087 Building $52,273	$841,200 (+23.38%) Land $61,000 Building $780,200
2022	$4,606.00	$46,362 Land $4,148 Building $42,214	$681,800 Land $61,000 Building $620,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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