Larimer County property record for 322 E Oak St, Fort Collins, CO 80524
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,752 sqft · built 1892 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,225,000 (Apr 2022) |
| Tax Bill | $7,713 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 97123-16-021 |
| Primary APN | 97123-16-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 2,976 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 224 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,500 sqft (0.218 acres) |
| View / Lot | Park |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 536 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0044466 |
|---|---|
| Street Address | 322 E OAK ST |
| City | FORT COLLINS |
| State | CO |
| Zip | 80524-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NCB |
| Legal Description | LOT 21, BLK 141, FTC |
| Legal Range | 69W |
| Legal Township | 7N |
| Legal Section | 12 |
| Legal Subdivision | FTC BLK 141 |
| Legal Block | 141 |
| Legal Lot Number | 21 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
322 E Oak St is owned by a company that bought it in April 2022.
Source: Larimer County records, as of February 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 280, FORT COLLINS, CO 80522-0280 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Prior Sale | Apr 1, 1996 |
| Deed Document Number | 202221389 |
| Prior Transfer Date | Apr 12, 1996 |
| Prior Transfer Doc | 0000041941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 4, 2022 |
| Property Address | 322 E OAK ST, FORT COLLINS, CO 80524-2915 |
| Document Number | 0000021389 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 20220021389 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 ARAPAHOE ST, GOLDEN, CO 80403-1420 |
| Document Number | 0000021391 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 20220021391 |
| Name | 322 EAST OAK STREET LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT COLLINS, CO 80524 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 322 E Oak St was $7,713, up 4.1% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,713.00 (+4.09%) | $73,763 Land $3,813 Building $69,950 | $1,180,200 Land $61,000 Building $1,119,200 |
| 2024 | $7,410.00 (+4.84%) | ||
| 2023 | $7,068.00 (-52.82%) | $77,144 (-48.84%) Land $4,087 Building $73,057 | $1,151,400 (+121.42%) Land $61,000 Building $1,090,400 |
| 2022 | $14,981.00 | $150,800 Land $68,875 Building $81,925 | $520,000 Land $237,500 Building $282,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 322 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 322 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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