340 E 1st St, Waconia, MN 55387 Property Records

Carver County property record for 340 E 1st St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,958 sqft · built 1913
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Tax Bill$4,388 (2026)
Deeds & MortgagesMar 2023 Transfer
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN75-0502310

Property Details

APN / Parcel Number

Primary APN75-0502310

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Stories2 Stories
Building Area1,958 sqft Finished Area
Gross Area2,035 sqft
1st Floor Area990 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1981
Exterior MaterialWood
Construction TypeFrame
Lot Area8,625 sqft (0.198 acres)
Garage Area576 sqft
PorchPorch
Porch Area390 sqft
Deck Area79 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address340 E 1ST ST
CityWACONIA
StateMN
Zip55387-1530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 001 BLOCK 025
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block25
Legal Lot Number1
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2030
Census Tract90303

Owner

340 E 1st St is owned and occupied by two individuals who acquired it in March 2023.

Source: Carver County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address340 E 1ST ST, WACONIA, MN 55387-1530
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Transfer on Death Deed, Transfer
Dec 19, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTAR FCU
Apr 26, 2019Deed of Trust, Mortgage · Line of Credit
US BK
Jan 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 20, 2023
Transfer Doc000A758448
Record UpdatedSep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCARVER MN
Recording DateMar 23, 2023
Property Address340 E 1ST ST, WACONIA, MN 55387-1530
Document Number000A758448
Instrument DateMar 20, 2023
InstrumentA758448
Transaction TypeTransfer
Record UpdatedApr 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address340 E 1ST ST, WACONIA, MN 55387-1530
Transaction TypeMortgage
Record UpdatedJan 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A755689
DateDec 19, 2022
InstrumentA755689
Lender
NameTRUSTAR FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueDec 31, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address340 E 1ST ST, WACONIA, MN 55387-1530
Document Number0000677494
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address340 E 1ST ST WACONIA MN 553871530, WACONIA, MN 55387-1530

Mortgage

Document Number0000677494
DateMay 24, 2019
Instrument677494
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 23, 2049
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address340 E 1ST ST, WACONIA, MN 55387-1530
Document Number0000658073
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address340 E 1ST ST WACONIA MN 553871530, WACONIA, MN 55387-1530

Mortgage

Document Number0000658073
DateFeb 6, 2018
Instrument658073
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 340 E 1st St was $4,388 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,388.00 Homeowner's exemption$360,500 (+2.36%) Land $125,000 Building $235,500$360,500 (+2.36%) Land $125,000 Building $235,500
2025$352,200 (+5.96%) Land $100,000 Building $252,200$352,200 (+5.96%) Land $100,000 Building $252,200
2024$3,904.00 (-14.12%) Homeowner's exemption$332,400 (+1.9%) Land $80,000 Building $252,400$332,400 (+1.9%) Land $80,000 Building $252,400
2023$4,546.00 Homeowner's exemption$326,200 Land $80,000 Building $246,200$326,200 Land $80,000 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 E 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 340 E 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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