325 E 1st St, Waconia, MN 55387 Property Records

Carver County property record for 325 E 1st St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.25 ba · 2,436 sqft · built 1927
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Oct 2020)
Tax Bill$5,144 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN75-0502020

Property Details

APN / Parcel Number

Primary APN75-0502020

Interior

Bedrooms4 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,436 sqft Finished Area
Gross Area2,040 sqft
1st Floor Area1,360 sqft
Basement Area160 sqft
Unfinished Basement160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1967
Exterior MaterialWood
Construction TypeFrame
Lot Area8,625 sqft (0.198 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address325 E 1ST ST
CityWACONIA
StateMN
Zip55387-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 010 BLOCK 020
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block20
Legal Lot Number10
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2033
Census Tract90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 E 1ST ST, WACONIA, MN 55387-1531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Warranty Deed, Transfer · Conventional with PMI
CROSSCOUNTRY MTG
Jun 9, 2020Loan Modification, Mortgage · Conventional with PMI
MIDCOUNTRY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Deed Document Number2020708794
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateOct 29, 2020
Property Address325 E 1ST ST, WACONIA, MN 55387-1531
Document Number0000708794
Instrument DateOct 9, 2020
Instrument708794
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyTITLE MARK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address325 E 1ST ST WACONIA MN 553871531, WACONIA, MN 55387-1531

Mortgage

Document Number708795
DateOct 29, 2020
Instrument708795
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 28, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARVER MN
Property Address325 E 1ST ST, WACONIA, MN 55387-1531
Document Number0000699456
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address325 E 1ST ST WACONIA MN 553871531, WACONIA, MN 55387-1531

Mortgage

Document Number0000699456
DateJul 6, 2020
Instrument699456
Lender
NameMIDCOUNTRY BK
TypeBank
AddressWACONIA, MN 55387
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueJul 5, 2045

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,144.00 (+11.01%) Homeowner's exemption$417,900 (+2.65%) Land $125,000 Building $292,900$417,900 (+2.65%) Land $125,000 Building $292,900
2025$407,100 (+4.38%) Land $100,000 Building $307,100$407,100 (+4.38%) Land $100,000 Building $307,100
2024$4,634.00 (-7.84%) Homeowner's exemption$390,000 (+2.07%) Land $80,000 Building $310,000$390,000 (+2.07%) Land $80,000 Building $310,000
2023$5,028.00 Homeowner's exemption$382,100 Land $80,000 Building $302,100$382,100 Land $80,000 Building $302,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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