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340 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 340 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,188 sqft · built 2023
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$368,900 (Apr 2024)
Tax Bill$871 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0447000100Y

Property Details

APN / Parcel Number

Primary APN0447000100Y
Alternative APNs
  • R2630357
  • 32697

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,188 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage Area441 sqft
PorchSlab
Porch Area110 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number32697
Street Address340 CROSSWINDS DR
CityRINCON
StateGA
Zip31326-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Description.253 AC LOT 357 (OUT R263-2A1) PLT 29/571-572
Legal SubdivisionHICKORY KNOB PHS XIII
Legal Lot Number357
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group3
Census Block3007
Census Tract30307

Owner

340 Crosswinds Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Effingham County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address340 CROSSWINDS DR, RINCON, GA 31326-8111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE
Dec 5, 2023Warranty Deed, Construction Loan · Conventional Mortgage
QUEENSBOROUGH NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2024 · Amount on File
Deed SaleApr 22, 2024 · Amount on File
Prior SaleDec 5, 2023 · Amount on File
Deed Document Number2024877
Deed Book / Page2905 / 936
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address340 CROSSWINDS DR, RINCON, GA 31326-8111
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 CROSSWINDS DR, RINCON, GA 31326-8111

Mortgage

Document Number0000002993/0000000276
DateSep 4, 2025
Book Page0000002993/0000000276
Lender
NameFREEDOM MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2055

December 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateDec 5, 2023
Property Address340 CROSSWINDS DR, RINCON, GA 31326-8111
Document Number002884/658
Book / Page2884 / 658
Instrument DateNov 17, 2023
InstrumentD2023009829
Transaction TypeConstruction Loan
Record UpdatedNov 8, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGA

Mortgage

Document Number0002884660
DateDec 5, 2023
Instrument2884/660
Lender
NameQUEENSBOROUGH NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term1 Months
DueJan 1, 2024

Mortgage

Document Number0000002884/0000000649
DateDec 5, 2023
Book Page0000002884/0000000649
Lender
NameQUEENSBOROUGH NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 340 Crosswinds Dr was $871 with exemptions applied.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalityRincon City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,075 (-8.08%) Land $22,800 Building $118,275$352,688 (-8.08%) Land $57,000 Building $295,688
2025$871.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$153,480 Land $22,800 Building $130,680$383,700 Land $57,000 Building $326,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 Crosswinds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Crosswinds Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON WATER SYSTEM
serves 16,654 people · EPA ID GA1030001
Water SourcePurchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State InspectionJan 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber		7,000 / 7,000
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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