Effingham County property record for 338 Crosswinds Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 2023 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,900 (Apr 2024) |
| Tax Bill | $3,691 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0447000100Y |
| Primary APN | 0447000100Y |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 184 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32696 |
|---|---|
| Street Address | 338 CROSSWINDS DR |
| City | RINCON |
| State | GA |
| Zip | 31326-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | .286 AC LOT 356 (OUT R263-2A1) PLT 29/571-572 |
| Legal Subdivision | HICKORY KNOB PHS XIII |
| Legal Lot Number | 356 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30307 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 338 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Feb 28, 2024 | Limited Warranty Deed, Construction Loan |
| Dec 5, 2023 | Warranty Deed, Construction Loan · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Feb 28, 2024 · Amount on Record |
| Deed Document Number | 2024853 |
| Deed Book / Page | 2905 / 879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 338 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 338 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Document Number | 0000003015/0000000949 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 0000003015/0000000949 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 28, 2024 |
| Property Address | 338 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Document Number | 002896/863 |
| Book / Page | 2896 / 863 |
| Instrument Date | Feb 22, 2024 |
| Instrument | D2024-001399 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 5, 2023 |
| Property Address | 338 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Document Number | 002884/694 |
| Book / Page | 2884 / 694 |
| Instrument Date | Nov 17, 2023 |
| Instrument | D2023009832 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899 |
| Document Number | 0002884696 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2884/696 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jan 1, 2024 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,776 (+3.66%) Land $22,800 Building $118,976 | $354,441 (+3.66%) Land $57,000 Building $297,441 | |
| 2025 | $3,691.00 (+45.95%) Homeowner's exemption | $136,770 (+38.28%) Land $22,800 Building $113,970 | $341,926 (+38.28%) Land $57,000 Building $284,926 |
| 2024 | $2,529.00 | $98,911 Land $22,800 Building $76,111 | $247,278 Land $57,000 Building $190,278 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
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