340 Cosey St, Palmer, TX 75152 Property Records

Ellis County property record for 340 Cosey St, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2018
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on Record
Last Sale	$242,967 (Feb 2023)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R168419`

Property Details

APN / Parcel Number

Primary APN	`R168419`
Alternative APNs	`65398000300100110` `168419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	299 sqft
Carport	Carport
Carport Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	340 COSEY ST
City	PALMER
State	TX
Zip	75152-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & PT OF LOT 2 BLK 3 (ABND ST) J.L. EVERETT ADDN 0.305 AC
Legal Subdivision	J.L. EVERETT ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1048
Census Tract	60106

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 COSEY ST, PALMER, TX 75152-9670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 16, 2023	Vendor's Lien, Transfer GUARANTEED RATE INC
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC
Jun 29, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC
Apr 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DOMINION FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20234376
Prior Transfer Date	Jun 27, 2018
Prior Transfer Doc	0000018585
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	340 COSEY ST, PALMER, TX 75152-9670
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002127760
Date	Jun 24, 2021
Instrument	2127760

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Feb 16, 2023
Property Address	340 COSEY ST, PALMER, TX 75152-9670
Document Number	0002304376
Map Reference	VOL 87 PG 457
Instrument Date	Feb 13, 2023
Instrument	2304376
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	DESIGNATED TITLE, DESIGNATED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 COSEY ST, PALMER, TX 75152-9670
Investor	Possibly a Property Investor

Mortgage

Document Number	0002304377
Date	Feb 16, 2023
Instrument	2304377

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	340 COSEY ST, PALMER, TX 75152-9670
Document Number	0000031987
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 COSEY ST PALMER TX 751529670, PALMER, TX 75152-9670

Mortgage

Document Number	0000031987
Date	Oct 23, 2019
Instrument	31987

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 29, 2018
Property Address	340 COSEY ST, PALMER, TX 75152-9670
Document Number	0000018585
Instrument Date	Jun 27, 2018
Instrument	18585
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 COSEY ST PALMER TX 751529670, PALMER, TX 75152-9670

Mortgage

Document Number	18586
Date	Jun 29, 2018
Instrument	18586

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELLIS TX
Recording Date	Apr 19, 2018
Property Address	340 COSEY ST, PALMER, TX 75152-9670
Instrument Date	Apr 18, 2018
Instrument	10960
Transaction Type	Construction Loan
Record Updated	May 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 BROADHEAD RD WAXAHACHIE TX 751652114, WAXAHACHIE, TX 75165-2114

Mortgage

Document Number	0000010960
Date	Apr 19, 2018
Instrument	10960

Lender

Name	DOMINION FIN'L SVCS
Address	BALTIMORE, MD 21202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 18, 2019

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Palmer Town
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,435 (-6.87%) Land $55,000 Building $195,435	$250,435 (-6.87%) Land $55,000 Building $195,435
2025	$4,105.00 (-4.56%) Homeowner's exemption	$268,901 (-0.34%) Land $55,000 Building $213,901	$268,901 (-0.34%) Land $55,000 Building $213,901
2024	$4,301.00 (-6.11%)
2023	$4,581.00 (+1,615.73%)	$269,818 Land $40,000 Building $229,818	$269,818 Land $40,000 Building $229,818
2018	$267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMER serves 3,015 people · EPA ID TX0700007
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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