Ellis County property record for 324 Cosey St, Palmer, TX 75152
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,164 sqft · built 1980 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $121,300 (Jan 2018) |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R168418 |
| Primary APN | R168418 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 1,444 sqft |
| 1st Floor Area | 1,164 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Porch | Covered Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 324 COSEY ST |
|---|---|
| City | PALMER |
| State | TX |
| Zip | 75152-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & 5 BLK 2 J.L. EVERETT ADDN 0.264 AC |
| Legal Subdivision | J.L. EVERETT ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | FERRIS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 60106 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 COSEY ST, PALMER, TX 75152-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Prior Sale | Dec 6, 2016 |
| Deed Document Number | 20182854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 31, 2018 |
| Property Address | 324 COSEY ST, PALMER, TX 75152-9670 |
| Document Number | 0000002854 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2854 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | PROVIDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 COSEY ST PALMER TX 751529670, PALMER, TX 75152-9670 |
| Document Number | 2855 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2855 |
| Name | CITY BK MTG |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407-3778 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2048 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Palmer Town |
| Unified School District | Palmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,629 (+8.19%) Land $55,000 Building $137,629 | $192,629 (-3.43%) Land $55,000 Building $137,629 | |
| 2025 | $2,205.00 (-3.54%) Homeowner's exemption | $178,041 (-1.82%) | $199,481 (+1%) Land $55,000 Building $144,481 |
| 2024 | $2,286.00 (+18.63%) | ||
| 2023 | $1,927.00 (+31.36%) Homeowner's exemption | $181,343 Land $40,000 Building $141,343 | $181,343 Land $40,000 Building $141,343 |
| 2018 | $1,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALMER serves 3,015 people · EPA ID TX0700007 |
|---|---|
| Water Source | Purchased surface water from ROCKETT SUD |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: T-Mobile.
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