340 Cedar Cliff Rd, Waco, KY 40385 Property Records

Madison County property record for 340 Cedar Cliff Rd, Waco, KY 40385

Property Summary

Property TypeOther
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$188 (2025)
Deeds & MortgagesJul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN0122-0000-0013-B1

Property Details

APN / Parcel Number

Primary APN0122-0000-0013-B1
Alternative APN
  • 55118

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number55118
Street Address340 CEDAR CLIFF RD
CityWACO
StateKY
Zip40385-9558
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionTRACT 2A (1.00 ACRE)
Legal Tract2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2013
Census Tract11103

Owner

340 Cedar Cliff Rd is owned and occupied by an individual who acquired it in July 2024.

Source: Madison County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address340 CEDAR CLIFF RD, WACO, KY 40385-9558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 8, 2024
Transfer Doc00D854/547
Record UpdatedJun 8, 2026

July 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON KY
Recording DateJul 8, 2024
Property Address340 CEDAR CLIFF RD, WACO, KY 40385-9558
Document Number00D854/547
Book / PageD854 / 547
Map ReferenceMB 31 PG 231
Instrument DateJun 27, 2024
Instrument2014211704
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address430 CEDAR CLIFF RD, WACO, KY 40385-9559

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address340 CEDAR CLIFF RD, WACO, KY 40385-9558

Mortgage

Document Number2014211705
DateJul 8, 2024
Instrument2014211705
Lender
NameVANDERBILI MORTGAGE AND FINANCE INC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 340 Cedar Cliff Rd was $188 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188.00 Additional exemption filed$20,000$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Cedar Cliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Cedar Cliff Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Windstream
DSL
100 / 20

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