Madison County property record for 260 Cedar Cliff Rd, Waco, KY 40385
| Property Type | Other |
|---|---|
| Lot Size | 9.51 acres (414,386 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $452 (2025) |
| Deeds & Mortgages | Nov 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0111-0000-0047-01 |
| Primary APN | 0111-0000-0047-01 |
|---|---|
| Alternative APN |
|
| Lot Area | 414,386 sqft (9.51 acres) |
|---|
| Account Number | 41783 |
|---|---|
| Street Address | 260 CEDAR CLIFF RD |
| City | WACO |
| State | KY |
| Zip | 40385-9557 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | TRACT A (9.513 ACRES) |
| Legal Tract | A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11103 |
260 Cedar Cliff Rd is owned and occupied by two individuals.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 SANDERSVILLE RD, LEXINGTON, KY 40511-8836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000838442 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 260 CEDAR CLIFF RD, WACO, KY 40385-9557 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2820 SANDERSVILLE RD, LEXINGTON, KY 40511-8836 |
| Document Number | 0M2338/396 |
|---|---|
| Date | Nov 8, 2024 |
| Book Page | M2338/396 |
| Instrument | 2014231021 |
| Name | CENTRAL KENTUCKY AG CREDIT ASSN |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40504 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
FEMA maps place 260 Cedar Cliff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 260 Cedar Cliff Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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