Albemarle County property record for 340 Cedar Bluff Rd, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1985 |
| Square Footage | 3,133 sqft Finished Area |
| Lot Size | 174,588 sqft (4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $960,000 (2022) |
| Tax Bill | $11,182.00 (2026) |
Source: Albemarle County records · APN 04500-00-00-005D6
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 340 CEDAR BLUFF RD, CHARLOTTESVILLE, VA 22901-8960 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Nov 02, 2022 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2022 · Amount on Record |
| Deed Sale | Nov 02, 2022 · Amount on Record |
| Deed Doc Number | 202212543 |
| Prior Transfer Date | Nov 16, 2015 |
| Prior Transfer Doc | 0000013966 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 340 CEDAR BLUFF RD, CHARLOTTESVILLE, VA 22901-8960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500008522 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 202500008522 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 02, 2022 |
| Property Address | 340 CEDAR BLUFF RD, CHARLOTTESVILLE, VA 22901-8960 |
| Document Number | 202200012543 |
| Map Reference | MB 714 PG 146 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 202200012543 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,074.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 340 CEDAR BLUFF RD, CHARLOTTESVILLE, VA 22901-8960 |
| Document Number | 202200012544 |
|---|---|
| Date | Nov 02, 2022 |
| Instrument | 202200012544 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,182.00 (+12.39%) | $1,250,800 (+12.39%) Land $323,200 Building $927,600 | $1,250,800 (+12.39%) Land $323,200 Building $927,600 |
| 2025 | $9,949.00 | $1,112,900 (+8.96%) Land $304,000 Building $808,900 | $1,112,900 (+8.96%) Land $304,000 Building $808,900 |
| 2023 | $1,021,400 Land $304,000 Building $717,400 | $1,021,400 Land $304,000 Building $717,400 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 5% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04500-00-00-005D6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 18 Rooms |
| Building Area | 3,133 sqft Finished Area |
| Basement Area | 1,930 sqft Basement |
| Finished Basement | 1,890 sqft Finished |
| Unfinished Basement | 40 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 174,588 sqft (4 acres) |
| Driveway | Driveway Paver |
| Garage Type | Mixed Garage |
| Garage Area | 1,098 sqft Garage |
| Deck Area | 1,078 sqft Deck |
|---|---|
| Patio Area | 558 sqft Patio |
| Guest House | 744 sqft Guest House |
| Porch Area | 240 sqft Porch |
| View | Proximity to Airport View |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 340 CEDAR BLUFF RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8960 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVERS END 7 |
| Legal Subdivision | RIVERS END |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | JACK JOUETT |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 10202 |
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