325 Cedar Bluff Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 325 Cedar Bluff Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1982
Square Footage	3,072 sqft Finished Area
Lot Size	134,339 sqft (3.08 acres)
Occupancy	Owner Occupied
Last Sale	$520,000 (2012)
Tax Bill	$4,537.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`04500-00-00-005D2`
Alternative APN	`9832`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	3,072 sqft Finished Area
Basement Area	1,080 sqft Basement
Unfinished Basement	1,080 sqft Unfinished
Stories	1 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	134,339 sqft (3.08 acres)
Driveway	Driveway Paver
Garage Area	780 sqft Garage
Patio Area	120 sqft Patio
Porch Area	230 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	325 CEDAR BLUFF RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVERS END 3
Legal Subdivision	RIVERS END
Jurisdiction	ALBEMARLE VA
Minor Civil Division	JACK JOUETT
Census Blockgroup	1
Census Block	1010
Census Tract	10202

Owner

Source: Albemarle County records · APN 04500-00-00-005D2

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	325 CEDAR BLUFF RD, CHARLOTTESVILLE, VA 22901-8959
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2012 · Amount on Record
Deed Sale	Aug 30, 2012 · Amount on Record
Deed Doc Number	201211218
Deed Book / Page	4222 / 367
Record Refreshed	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	325 CEDAR BLUFF RD, CHARLOTTESVILLE, VA 22901-8959
Document Number	0000002472
Book / Page	004881 / 000582
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CEDAR BLUFF RD CHARLOTTESVILLE VA 229018959, CHARLOTTESVILLE, VA 22901-8959

Mortgage

Document Number	0000002472
Date	Feb 28, 2017
Book Page	004881/000582
Instrument	2472

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,537.00 (-42.01%)	$945,100 (+7.99%) Land $281,600 Building $663,500	$945,100 (+7.99%) Land $281,600 Building $663,500
2025	$7,824.00 (+14.44%)	$875,200 (+9.3%) Land $264,800 Building $610,400	$875,200 (+9.3%) Land $264,800 Building $610,400
2023	$6,837.00	$800,700 Land $264,800 Building $535,900	$800,700 Land $264,800 Building $535,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.