340 Beards Creek Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 340 Beards Creek Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1970
Lot Size	5.66 acres (246,811 sqft)
Owner	Individual Name on Record
Tax Bill	$632 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`094 00-092 05`

Property Details

APN / Parcel Number

Primary APN	`094 00-092 05`
Alternative APN	`27874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	928 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	246,811 sqft (5.66 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	552 sqft
Deck Area	552 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27874
Street Address	340 BEARDS CREEK RD
City	FERRUM
State	VA
Zip	24088-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 786
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 BEARDS CREEK RD, FERRUM, VA 24088-3071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Intrafamily Transfer, Transfer
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2022
Transfer Doc	0011930295
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Dec 2, 2022
Property Address	340 BEARDS CREEK RD, FERRUM, VA 24088-3071
Document Number	0011930295
Book / Page	1193 / 295
Instrument Date	Dec 2, 2022
Instrument	220008727
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 BEARDS CREEK RD, FERRUM, VA 24088-3071

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	340 BEARDS CREEK RD, FERRUM, VA 24088-3071
Document Number	0011011067
Book / Page	001101 / 001067
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011011067
Date	Dec 7, 2017
Book Page	001101/001067
Instrument	7825

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$632.00 (+15.54%)	$147,000 (+63.7%) Land $32,100 Building $114,900	$147,000 (+63.7%) Land $32,100 Building $114,900
2023	$547.00	$89,800 (-) Land $25,100 Building $64,700	$89,800 (-) Land $25,100 Building $64,700
2022		$89,800 Land $25,100 Building $64,700	$89,800 Land $25,100 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Beards Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures