Ouray County property record for 340 4th St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 918 sqft · built 1920 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Oct 2019) |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000819 |
| Primary APN | R000819 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 918 sqft Heated Area |
| Gross Area | 1,653 sqft |
| Basement Area | 372 sqft |
| Finished Basement | 372 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Victorian |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,833 sqft (0.088 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R000819 |
|---|---|
| Street Address | 340 4TH ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | SUBD: CITY OF OURAY LOT: 13 BLOCK: 21 EAST 77 FT SUBD: CITY OF OURAY LOT: 14 BLOCK: 21 EAST 77 FT S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 21 |
| Legal Lot Number | 13-14 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 W 6TH ST, 4, REPUBLIC, WA 99166-8851 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on Record |
| Deed Sale | Oct 3, 2019 · Amount on Record |
| Deed Document Number | 2019223899 |
| Prior Transfer Date | Oct 9, 2009 |
| Prior Transfer Doc | 201771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 340 4TH ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 227983 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 227983 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Oct 3, 2019 |
| Property Address | 340 4TH ST, OURAY, CO 81427 |
| Document Number | 223899 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 223899 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 BUTLER BAY CT, 1045, ELGIN, IL 60120-5041 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1871, OURAY, CO 81427-1871 |
| Document Number | 223900 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 223900 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,549.00 (+18.24%) | $23,290 (+10.33%) Land $7,860 Building $15,430 | $372,650 (+18.26%) Land $125,740 Building $246,910 |
| 2024 | $1,310.00 (+6.85%) | $21,110 (-12.11%) Land $5,530 Building $15,580 | $315,100 (-11.26%) Land $82,530 Building $232,570 |
| 2023 | $1,226.00 | $24,020 Land $6,290 Building $17,730 | $355,100 Land $93,010 Building $262,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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