334 4th St, Ouray, CO 81427 Property Records

Ouray County property record for 334 4th St, Ouray, CO 81427

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,699 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Tax Bill$3,124 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR000960

Property Details

APN / Parcel Number

Primary APNR000960
Alternative APN
  • 451531306011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,699 sqft Heated Area
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Architectural StyleVictorian
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area6,970 sqft (0.16 acres)
Garage TypeBasement
Garage Area900 sqft
PorchPorch
Porch Area32 sqft
Patio Area882 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelPropane

Location & Zoning

Account NumberR000960
Street Address334 4TH ST
CityOURAY
StateCO
Zip81427-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionSUBD: CITY OF OURAY LOT: 15 BLOCK: 21 SUBD: CITY OF OURAY LOT: 16 BLOCK: 21 S: 31 T: 44 R: 7
Legal Range07
Legal Township44
Legal Section31
Legal SubdivisionCITY OF OURAY
Legal Block21
Legal Lot Number15-16
JurisdictionOURAY CO
Township / Civil DivisionOURAY
Census Block Group3
Census Block3069
Census Tract967602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ouray Historic District
listed 1983 · 270 contributing resources · NRIS 83003537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 320, RIDGWAY, CO 81432-0320
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 22, 2024
Transfer Doc0000236596
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Property Address334 4TH ST, OURAY, CO 81427-5025
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000236032
DateNov 6, 2023
Instrument236032
Lender
NameCITIZENS STATE BANK
TypeBank
AddressOURAY, CO 81427
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueNov 3, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateColorado
CountyOuray County
MunicipalityOuray City
Unified School DistrictOuray School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,124.00 (+17.4%)$53,210 (+7.36%) Land $12,380 Building $40,830$851,400 (+15.09%) Land $198,120 Building $653,280
2024$2,661.00 (+6.91%)$49,560 (-6.05%) Land $9,040 Building $40,520$739,760 (-5.13%) Land $134,970 Building $604,790
2023$2,489.00$52,750 Land $9,620 Building $43,130$779,760 Land $142,270 Building $637,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OURAY
serves 1,460 people · EPA ID CO0146588
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2026
Also Mapped HereTRI COUNTY WCD
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Apr 2026
Failure to filter
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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