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340 4th St, Gates, TN 38037 Property Records

Lauderdale County property record for 340 4th St, Gates, TN 38037

Property Summary

Property TypeSingle Family Home
Details1 ba · 808 sqft · built 1940
Lot Size0.192 acres (8,395 sqft)
OwnerIndividual Name on Record
Last Sale$32,000 (Nov 2018)
Tax Bill$174 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN049039M B 00900

Property Details

APN / Parcel Number

Primary APN049039M B 00900
Alternative APN
  • 039M B 00900

Interior

Full Baths1 Bath
Stories1 Story
Building Area808 sqft Living Area
1st Floor Area808 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1969
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,395 sqft (0.192 acres)
Lot Dimensions115 ft deep x 73 ft wide
PorchOpen Porch
Porch Area98 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address340 4TH ST
CityGATES
StateTN
Zip38037-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 17, COUNTY AREA: G88
Legal SubdivisionMOORE SUB
JurisdictionLAUDERDALE TN
Township / Civil Division7
Census Block Group1
Census Block1017
Census Tract50300

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 S MAIN ST # 1, 1, RIPLEY, TN 38063-1524
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage
FIRST CITIZENS NAT'L BK
Nov 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Prior SaleAug 30, 2005 · Amount on Record
Deed Document Number0000720291
Deed Book / Page720 / 291
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Property Address340 4TH ST, GATES, TN 38037-4304
Document Number0000191444
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 BETTYS CV RIPLEY TN 380636867, RIPLEY, TN 38063-6867

Mortgage

Document Number0000191444
DateMar 17, 2020
Book Page000737/000493
Instrument191444
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
AmountAmount Recorded
Term180 Months
DueMar 16, 2035
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateNov 16, 2018
Property Address340 4TH ST, GATES, TN 38037-4304
Document Number0000187272
Book / Page000720 / 000291
Instrument DateNov 16, 2018
Instrument187272
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$118.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 BETTYS CV RIPLEY TN 380636867, RIPLEY, TN 38063-6867

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityGates Town
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174.00 (+39.2%)$6,850 (-) Land $1,000 Building $5,850
2023$6,850 Land $1,000 Building $5,850
2022$125.00
2021$27,400 Land $4,000 Building $23,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGATES WATER DEPARTMENT
serves 670 people · EPA ID TN0000255
Water SourcePurchased groundwater from HALLS WATER SYSTEM
Last State InspectionSep 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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