323 4th St, Gates, TN 38037 Property Records

Lauderdale County property record for 323 4th St, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1924
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Feb 2002)
Tax Bill	$599 (2025)
Deeds & Mortgages	Jan 2021 Transfer Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049039 04600`

Property Details

APN / Parcel Number

Primary APN	`049039 04600`
Alternative APN	`039 04600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Utility Building	140 sqft
Pole Barn	640 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	323 4TH ST
City	GATES
State	TN
Zip	38037-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 17, COUNTY AREA: G88
Legal Subdivision	MOORES SUBDIVISION
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	50300

Owner

323 4th St is owned and occupied by two individuals who bought it in February 2002.

Source: Lauderdale County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 4TH ST, GATES, TN 38037-4305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 27, 2017	Deed of Trust, Mortgage FARM CREDIT SVCS
Apr 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2002 · Amount on File
Deed Sale	Feb 27, 2002 · Amount on File
Prior Sale	Feb 27, 2002
Deed Book / Page	463 / 763
Transfer Doc	463761
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Jan 12, 2021
Property Address	323 4TH ST, GATES, TN 38037-4305
Document Number	0000194049
Book / Page	000749 / 000734
Instrument Date	Jan 12, 2021
Instrument	194049
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 4TH ST EATES GATES TN 38037, GATES, TN 38037

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	323 4TH ST, GATES, TN 38037-4305
Document Number	0000182214
Book / Page	000699 / 000249
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 4TH ST GATES TN 380374305, GATES, TN 38037-4305

Mortgage

Document Number	0000182214
Date	Apr 28, 2017
Book Page	000699/000249
Instrument	182214

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 27, 2032

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Apr 7, 2017
Property Address	323 4TH ST, GATES, TN 38037-4305
Document Number	0000182046
Book / Page	000698 / 000555
Instrument Date	Apr 4, 2017
Instrument	182046
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 4TH ST GATES TN 380374305, GATES, TN 38037-4305

Tax Assessment & Valuation

The 2025 property tax bill for 323 4th St was $599.

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Gates Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00	$23,600 Land $11,575 Building $12,025
2023		$23,600 Land $11,575 Building $12,025
2022	$432.00
2021			$94,400 Land $46,300 Building $48,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES WATER DEPARTMENT serves 670 people · EPA ID TN0000255
Water Source	Purchased groundwater from HALLS WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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