34 Zone St, Providence, RI 02908 Property Records

Providence City property record for 34 Zone St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,625 sqft · built 1900
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$254,900 (Nov 2019)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:66 L:181`

Property Details

APN / Parcel Number

Primary APN	`PROV M:66 L:181`
Alternative APNs	`P:0660181 L:0000` `31124`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,625 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,050 sqft
Attic	Attic
Attic Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	31124
Street Address	34 ZONE ST
City	PROVIDENCE
State	RI
Zip	02908-4841
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	181
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1010
Census Tract	2500

Owner

34 Zone St, a duplex, is owned and occupied by an individual who bought it in November 2019.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 22, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Nov 18, 2019	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 29, 2018	Grant Deed, Transfer
Jun 29, 2018	Foreclosure WOODSTOCK FINANCL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Book / Page	12551 / 141
Transfer Doc	0012084-10
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	013161-316
Date	Jun 7, 2021
Book Page	13161/316
Instrument	2021289548

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2049

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014476-88
Date	Jul 22, 2025
Book Page	14476/88
Instrument	2025395968

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Aug 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012372-249
Date	May 31, 2019
Book Page	12372/249
Instrument	227966

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Nov 18, 2019
Property Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	012551-141
Book / Page	12551 / 141
Instrument Date	Nov 18, 2019
Instrument	2019242256
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019242257
Date	Nov 18, 2019
Instrument	2019242257

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 29, 2018
Property Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	12084-20
Book / Page	012084 / 000020
Instrument Date	Jun 29, 2018
Instrument	203199
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HIGH SERVICE AVE #111 NORTH PROVIDENCE RI 029113422, 111, NORTH PROVIDENCE, RI 02911-3422

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 29, 2018
Property Address	34 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	12084-10
Book / Page	012084 / 000010
Instrument Date	Apr 10, 2018
Instrument	203198
Transaction Type	Foreclosure
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10009 CRANSTON RI 029100090, CRANSTON, RI 02910-0090
Investor	Possibly a Property Investor

Mortgage

Document Number	12084-22
Date	Jun 29, 2018
Book Page	012084/000022
Instrument	203200

Lender

Name	WOODSTOCK FINANCL LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 34 Zone St was $3,632.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00	$481,100 Land $144,000 Building $337,100	$546,790
2023	$5,589.00 (+3.08%)	$304,600 (-) Land $68,000 Building $236,600
2022	$5,422.00	$304,600 Land $68,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Zone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Zone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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