22 Zone St, Providence, RI 02908 Property Records

Providence City property record for 22 Zone St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,100 sqft · built 1900
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2025)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:66 L:183`

Property Details

APN / Parcel Number

Primary APN	`PROV M:66 L:183`
Alternative APNs	`P:0660183 L:0000` `31126`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,050 sqft
Attic	Attic
Attic Area	350 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	31126
Street Address	22 ZONE ST
City	PROVIDENCE
State	RI
Zip	02908-4841
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	183
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1010
Census Tract	2500

Owner

22 Zone St, a duplex, is owned and occupied by two individuals who acquired it in March 2026.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2025	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage RYBRI LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	2025393525
Deed Book / Page	14447 / 265
Last Transfer Date	Mar 10, 2026
Transfer Doc	014673-311
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 16, 2026
Property Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	014673-311
Book / Page	14673 / 311
Instrument Date	Mar 10, 2026
Instrument	2026411729
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 18, 2025
Property Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	014447-265
Book / Page	14447 / 265
Instrument Date	Jun 18, 2025
Instrument	2025393525
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025393526
Date	Jun 18, 2025
Instrument	2025393526

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	014447-285
Date	Jun 18, 2025
Book Page	14447/285
Instrument	2025393527

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012906-100
Date	Nov 12, 2020
Book Page	12906/100
Instrument	2020270341

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 10, 2021
Property Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	0013168-74
Book / Page	13168 / 74
Instrument Date	Jun 10, 2021
Instrument	2021290058
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ZONE ST, PROVIDENCE, RI 02908-4841

Mortgage

Document Number	2021290059
Date	Jun 10, 2021
Instrument	2021290059

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 1, 2017
Property Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	0011732-35
Book / Page	11732 / 35
Instrument	172652
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117320037
Date	Jun 1, 2017
Instrument	11732/0037

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	22 ZONE ST, PROVIDENCE, RI 02908-4841
Document Number	11687-292
Book / Page	011687 / 000292
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 GEORGIA AVE PROVIDENCE RI 029055410, PROVIDENCE, RI 02905-5410

Mortgage

Document Number	11687-292
Date	Apr 13, 2017
Book Page	011687/000292
Instrument	168840

Lender

Name	RYBRI LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Zone St was $3,606.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00	$477,600 Land $144,000 Building $333,600	$540,013
2023	$5,773.00 (+3.09%)	$314,600 (-) Land $68,000 Building $246,600
2022	$5,600.00	$314,600 Land $68,000 Building $246,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Zone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22 Zone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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