Middlesex County and Reading Town property record for 34 Washington St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,268 sqft · built 1890 |
| Lot Size | 0.103 acres (4,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Nov 2024) |
| Tax Bill | $9,423 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51000000009A |
| Primary APN | 51000000009A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 3,295 sqft |
| 1st Floor Area | 1,373 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 610 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 4,495 sqft (0.103 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 51000000009A |
|---|---|
| Street Address | 34 WASHINGTON ST |
| City | READING |
| State | MA |
| Zip | 01867-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 334200 |
34 Washington St is owned and occupied by two individuals who bought it in November 2024.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 WASHINGTON ST, READING, MA 01867-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 19, 2017 | Deed of Trust, Mortgage EASTERN BANK |
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Deed Document Number | 2024127411 |
| Deed Book / Page | 83447 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 WASHINGTON ST, READING, MA 01867-3502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69951-580 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 69951/580 |
| Instrument | 151802 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 WASHINGTON ST, READING, MA 01867-3502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70780-500 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 70780/500 |
| Instrument | 40098 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 WASHINGTON ST, READING, MA 01867-3502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74907-256 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 74907/256 |
| Instrument | 94525 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 WASHINGTON ST, READING, MA 01867-3502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75859-268 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 75859/268 |
| Instrument | 184232 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 34 Washington St was $9,423, up 4% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,423.00 (+3.96%) | $859,800 (+8.04%) Land $463,000 Building $396,400 | $936,855 (+3.62%) |
| 2025 | $9,064.00 (-1.15%) | $795,800 (+1.73%) Land $428,500 Building $367,300 | $904,115 (+2.21%) |
| 2024 | $9,169.00 (-1.2%) | $782,300 (+6.13%) Land $421,200 Building $361,100 | $884,545 |
| 2023 | $9,280.00 | $737,100 Land $396,900 Building $340,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 34 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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